My sister spent 6 years doing everything people tell you to do if you want to buy a home.


She saved $500 every month.
Cut unnecessary spending.
Kept the same car for 10 years.
Skipped expensive vacations.
Packed her lunch.
After 6 years, she finally had $36,000 saved.
She was incredibly proud.
Then she started looking at home prices.
The average home in her area was around $450,000.
A 20% down payment would require $90,000.
She was still $54,000 short.
After years of saving, she realized she was nowhere near the down payment she thought she needed.
She asked me,
“What did I do wrong?”
Honestly?
Nothing.
She saved.
She sacrificed.
She planned ahead.
The problem is that the cost of the goal kept rising while she was trying to reach it.
Sometimes people aren’t failing to reach the finish line.
The finish line keeps moving.
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