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Using Plasma core @Plasma in Toronto
Tapped to ride the subway
16.32 / (11.77-0.35)=1.4291
$1 ≈ 1.429 CAD
Friday closing price:
$1 ≈ 1.4094 CAD
Card surface exchange rate:
$1 = 1.39 CAD,
about 1.38% different from the market rate
Including 3% cashback, the real exchange rate:
$1 ≈ 1.4295 CAD
After cashback, it’s actually about 1.43% more cost-effective than the market rate
The top U-card in the market
Plasma
@Goupenguin