Floating interest rates are really like a weather forecast. Things change on a whim. Yesterday, I casually compared it—on the same pair of assets. Over at TermMax, you’re given a fixed 3% right away. Once you borrow, it’s locked in. No need to watch the rate jump around every day. It’s available across multiple chains. Just pick whichever one suits you. In any case, this kind of certainty feels a lot more comfortable than guessing whether prices will go up or down.