Honestly, it’s annoying seeing yet another person yelling “wait for confirmation.” Isn’t the lesson from that cross-chain bridge theft wave enough? Can’t even an oracle’s abnormal pricing wipe out the whole pool in an instant—so what, you’re still saying “wait a bit longer”?

As for me, my holding is only a small amount of “a thousand U” or so; my hardware wallet sits at home collecting dust more than it actually gets used. It’s just too much trouble. If I really lost it, it wouldn’t be something that would make me jump off a building— but if your assets are up in the five-figure or six-figure range, and you still follow the trend and gamble your “faith” in a hot wallet, then I think that kind of faith isn’t worth anything.

Social recovery sounds nice, but in practice the process is even more tedious than paying off a mortgage. I’d suggest that if your assets are small, just set up a multisig and mutual protection with trusted friends—so you don’t end up, if something really goes wrong, having to grit your teeth and go begging customer support while crying.

As for me, I’ll just split my funds—across pools and across chains. Having the losses from impermanent loss calculated clearly is more reliable than whatever “consensus” people talk about.