Recently, I’ve been seeing everyone interpret ETF fund flows and U.S. stock risk appetite together with the ups and downs in the crypto market, and I just can’t help but laugh… Once outside sentiment shifts, the first people usually tossed aside are the ones who say, “I’ll just leave it on the exchange—I can’t be bothered.”

Hardware wallets are suitable for people like that: you may not have that many assets, but your mindset is steady—you’d rather deal with a bit more hassle than hand the keys over to anyone else. Multi-signature is even more like, “I can’t let my momentary impulse make decisions for my money.” Ideally, you bring along a reliable person/device to confirm together. The downside is that the process is longer, and if you truly need money in a hurry, you’ll go crazy. Social recovery works well for people who don’t want to memorize 12 words and are afraid of losing them—but in plain terms, it’s just shifting the risk from “I forgot” to “are my connections’ judgment actually reliable?”

Should I set up multi-signature now?
Think back to how fast my hands were the last time I chased after the highs on impulse… yeah, I should.