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[Vietnam Plans to Allow Small and Medium Enterprises to Use Digital Assets and Virtual Assets as Collateral for Bank Loans]
The Vietnamese Ministry of Finance, in the draft revision of the "Support Law for Small and Medium Enterprises," proposes allowing SMEs to use digital assets, virtual assets, intellectual property, intangible assets, and future assets as collateral for bank loans to improve financing accessibility for private enterprises and tech startups. The draft also encourages lending institutions to rely more on credit ratings, business plans, market expansion potential, and company cash flow when issuing loans, reducing dependence on traditional collateral such as real estate. The Vietnamese Ministry of Finance states that this policy aims to unleash private sector resources and aligns with Resolution No. 68-NQ/TW. $BTC