I’m the kind of person who won’t move unless I absolutely have to—and it turns out that by the end of the year, I’m the most likely to fall apart because of taxes/filings. It’s not that I lost money in the market; it’s that I didn’t keep records of what I did at the time.

Right now, I just do three simple things: take a screenshot of every deposit/withdrawal (including the time and the address), save the exchange’s exported transaction history on a monthly basis, and also toss the on-chain transfer links into the notes.

When I see people chasing “smart money” by tracking big on-chain transfers and unusual movements between hot and cold wallets, I get even more scared… After all that hassle, I can’t even explain clearly where my funds came from or where they went.

Anyway, I keep the records first—so that at year-end, reconciling doesn’t turn into some kind of investigation.