I, as a speed-trader, used to fear year-end reconciliation the most. I’d run back and forth between on-chain and off-chain, and between L2s and L1s—once my records got messy, I’d go straight into a frenzy… Now I have a stupidly simple method: after every major action (cross-chain transfers, swapping tokens, farming airdrops, and doing yield strategies), that same night I drop the tx hash and a screenshot into the same table, and I also casually write one line like “Why did I do this?” Otherwise, after a couple of months, when I look back it feels like archaeology—part investigation, part solving a case—and I can’t even remember what my brain was thinking back then.

Recently, everyone’s been chatting up a storm comparing RWA and US bond yields with on-chain yield products, and I’m tempted too—but the more something looks “steady,” the more you have to keep the deposit, interest, and redemption time points straight. Otherwise, when the tax authorities ask where your earnings came from, all you can say is, “Anyway, it’s on-chain.” That’s it for now—fewer headaches.