The more multi-chain wallets you stack up, the more your assets end up broken into scraps: a little bit of mainnet coin left to pay gas, a little bit sitting in L2 waiting for an airdrop, and then a little bit stuck on some bridge that never gets withdrawn… to put it bluntly, if you don’t manage it, you’re basically giving yourself the experience of “not being able to find your money.”

My current DIY workaround: keep only two wallets that you use regularly, and treat everything else as a disposable account; for each chain, leave only enough gas for what you actually need, and for the rest, it’s better to concentrate it back into the “main holdings” on one or two chains. And when it comes to testnet incentives and the whole points thing, you should be even more cautious—don’t split your funds across a dozen-plus addresses just to guess whether the mainnet will issue tokens, because in the end, you won’t be able to make up for or restore the records. If you really want to go for it, keep it small: as you go, just write down the address, the chain, and the purpose in one line—otherwise, one day you might think you’re doing asset allocation, but really you’re just playing a treasure-hunt game.