Recently, I’ve been reading fans’ comments, and many people are sharing stories of being scammed by emotional chat predators. There’s a girl who chatted online with a scammer for over half a year, from initial suspicion to complete trust, and finally sold her house and car, giving all her savings to the other party, only to end up with nothing. This incident made me realize that emotional chat scams are actually much more terrifying than contract liquidation crashes.

A liquidation crash is a blow you can recover from quickly; you’ll wake up immediately. But emotional chat scams are different. They want more than just your money—they want your feelings, your trust, your entire self. Double harm, more ruthless than a pig-butchering scheme.

I’ve noticed that the proportion of women being scammed through emotional chat is particularly high, probably because girls are more likely to substitute feelings for reason. At first, they’re very reserved, but once their defenses are broken, they can fall very deep.

The current套路 (套路 = routine/strategy) is basically like this: scammers send you private messages through various communication apps, asking what coins you’re trading, whether it’s spot or futures, and if you’ve been making money recently. They pretend to be novices, claiming they just entered the scene. Then they lure you to a small exchange, making it impossible for you to withdraw your funds, turning your U coins into “happy beans.” Some are even pulled into paid groups to continue harvesting.

You might think, “I’ll just chat with him casually, not falling for it.” Wrong. The goal of emotional chat scams is to build feelings first and then scam money. As soon as you add him as a friend, you’ve already lost.

He’ll chat with you daily, from your hobbies to daily chores, greeting you in the morning and reminding you to dress warmly when it’s cold. You’ll feel like you’ve found a confidant or true love. They’re experts at role-playing, making you think he’s wealthy by showing off luxury cars and mansions, claiming to be an entrepreneur. To seem reliable, he’ll act as a caring, warm guy, always agreeing with you. He might even craft tragic stories, saying he was betrayed by a former partner or that his family is poor, making you feel both sympathetic and trusting.

In short, whatever kind of person you like, he’ll imitate that type.

Once you’re fully immersed and emotionally dependent, he’ll start setting traps. He might boast about how good he is at investing and invite you to earn big money together, or invent an urgent situation to borrow money from you. After you transfer the money, he’ll gradually become cold and disappear. The feelings are fake, the persona is fake, but scamming money is real.

Remember one thing: no matter how heated the online chat, whenever money and investments are involved, always ask three questions.

What’s even more terrifying is that today’s emotional chat scammers aren’t rough amateurs. They’ve undergone strict training and are professional emotional actors. Behind the scenes, they have a complete set of scripts, with various character profiles—housewives, successful people, programmers—all kinds. They steal photos and videos of internet celebrities or overseas ordinary people, heavily edit and package them, then spend months cultivating feelings and building trust. The entire process never mentions money—only to deliver that precise final blow.

The most chilling truth is that the person you fall in love with might actually be a team sitting in a hideout, typing on keyboards while following an emotional cultivation manual. They might not be who you think they are at all.

So, everyone, especially girls, be cautious when making friends online. Emotional chat scams are hard to defend against. The best approach is to stay alert and think carefully before acting on any advice involving investments and money.