Just watched a video from KOL AB Kuai.Dong about X Money, and I saw they just launched a super simple registration process. You only need to enter your name, social security number, and address, and that's it. For security verification, they use Apple Face ID or a PIN code, and the entire process takes less than a minute.

The cool thing here is that X Money not only offers virtual cards but also comes with a physical savings card that allows cash withdrawals at ATMs and daily payments. The transfer limit from the bank is up to $1 million per transaction, and the withdrawal limit is $100,000, which is quite high compared to many other services.

Looking at how they designed these transaction limits, it seems they want to target users who need to transfer large amounts of money. I'm curious whether this debit card limit can be flexible or if it's rigid like this. Has anyone tried it yet?