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Usual has launched the feature of directly exchanging EUR for EUR0 using SEPA and SEPA Instant transfers, simplifying euro deposits and withdrawals for European users. The EUR0 token is backed by European sovereign bonds and can be seamlessly traded in 36 countries/regions without the need for an exchange account or intermediary tokens. Users deposit euros into a virtual IBAN to top up their EUR0 balance and convert back to EUR via SEPA transfer, with identity verification completed within the app. The protocol currently holds approximately $114 million in TVL (Total Value Locked).