The digital renminbi is expected to be rapidly implemented in the next two years:

Caixin announced: The digital renminbi will undergo a plan upgrade. Starting from January 1, 2026, wallet balances will accrue interest, clearly further expanding usage scenarios!

If the digital renminbi becomes more widespread, more account-based, and more transparent, it will only make it easier to identify and trigger currency exchanges between digital currency and RMB.

Because for Dongda, the biggest and most sensitive issue is capital outflow. In recent years, the crackdown on digital currencies has mostly been due to this point—assets are too easily transferred;

Future transaction channels (C2C withdrawals): Whether you use bank cards, third-party payments, or future digital currencies, as long as transactions are classified as virtual currency-related fund flows, they are considered highly sensitive capital links within the mainland;

And the traceability and transparency of digital currencies are stronger, so it will gradually encourage everyone to get used to using the digital renminbi to hedge against external risks.

If there is still no good withdrawal channel domestically, I think it will become increasingly troublesome in the future.

Everything should be done early. While the digital renminbi is not yet widespread, I suggest everyone take advantage of these few years to try it out. Once it is definitively classified as illegal at some stage, it will become very complicated.