Four fast tracks for middle-aged people to return to poverty;
First place: Borrowing money to relatives and friends for the sake of reputation. Time to return to poverty: return to poverty immediately

Second place: middle-class entrepreneurship, one cannot endure the hardship of the proletariat*, and two do not have the background of assets**, time to return to poverty: half a year to 1 year

Third place: Cross-industry investment, including the crypto world, the time to return to poverty: fast is 1 year, slow is 3 years. But if you're not too unlucky, at least you can save some dregs, not to the point of losing everything.

Fourth place: Children's education and studying abroad. Most people are clear about whether their children have the potential, but they are unwilling to admit it, so they spend money and console themselves with the idea of "broadening their horizons". The time to return to poverty: more than four years.

Conclusion: Not young anymore, soothe that unruly heart, hold onto your wallet and lie down well. The more you resist inflation, the faster you return to poverty.