Idle Earn × Simple Earn Limited-Time Event Phase 2 is now live. During the event period, users who meet the specified net deposit requirements and participate in Idle Earn or subscribe to the Simple Earn USDT 7-Day Fixed-Term product can enjoy up to 7.3% Bonus APR, bringing the total APR to 11%.
Event 1: Enable Idle Earn and Enjoy 5% APR
During the event period, registered users who meet the net deposit requirement based on cumulative deposits of BTC, ETH, and USDT and enable Idle Earn can earn up to 2% rate-up APR on top of the Idle Earn base yield.
Event Period: September 27, 2026, 23:00 – October 27, 2026, 23:00 (UTC)
| Net Deposit (BTC, ETH, and USDT Included) |
Rate-Up Principal Cap |
Rate-Up APR |
Total APR |
| ≥ 10,000 USDT |
50,000 USDT |
1% |
4% |
| ≥ 50,000 USDT |
50,000 USDT |
2% |
5% |
Rate-Up Rules
- The system checks each user's cumulative net deposit amount from the start of the event through the current day on a daily basis. Users who meet the corresponding tier requirement can enjoy the corresponding rate-up.
- The system takes hourly snapshots of each user’s eligible Idle Earn holdings and uses them to calculate the average eligible holdings for the day. The rate-up principal is the lower of the average eligible holdings and the rate-up principal cap for the applicable tier.
- Users only enjoy the highest tier they qualify for. The rate-up APR of different tiers cannot be combined.
- Rate-up rewards will be automatically credited to the user's Trading Account (Spot Account) on T+1, with no manual claim required.
- Cumulative net deposits of BTC, ETH, and USDT are included. BTC and ETH deposits will be converted into their USDT equivalent for calculation. Price fluctuations may cause the deposit amount to fall below the required threshold. Users can check their progress on the Idle Earn page.
- If the cumulative net deposit as of the current day is below 10,000 USDT, the user will only enjoy the Idle Earn base yield.
- The daily calculation period for eligible Idle Earn holdings and net deposits runs from 07:00 on the previous day to 07:00 on the current day (UTC).
Event 2: VIP-Exclusive 7-Day Fixed Term, Enjoy 11% APR
During the event, VIP 3–VIP 14 users who reach a cumulative net deposit of 100,000 USDT and subscribe to the Simple Earn USDT 7-Day Fixed-Term product can enjoy a 7.3% rate-up APR on top of the 3.7% base APR, with a total APR of up to 11%.
Event Period: September 28, 2026, 08:00 – October 28, 2026, 08:00 (UTC)
| Eligible Participants |
Event Product |
Net Deposit |
Rate-Up Principal Cap |
Rate-Up APR |
Total APR |
| VIP 3–VIP 14 |
USDT 7-Day Fixed Term |
≥ 100,000 USDT |
100,000 USDT |
7.3% |
11% |
Rate-Up Rules
- At the time of subscription, the user's cumulative net deposit since the start of the event must reach 100,000 USDT and remain at or above 100,000 USDT continuously until the order matures.
- If the cumulative net deposit is less than 100,000 USDT at any snapshot time before the product matures, that order will only earn the base yield and will not enjoy the rate-up.
- Only cumulative net deposits in USDT are counted.
- Each user can enjoy a 7.3% rate-up APR on subscription principal up to 100,000 USDT. Any amount above that earns interest at the product's base APR.
- Orders redeemed early are not eligible for event rate-up rewards.
- Rate-up rewards will be credited to the user's account after the product matures and eligibility verification is completed.
- App users must update to version v8.39.0 or later or participate via the web platform.
Examples
Example 1: Net Deposit of 60,000 USDT and Valid Idle Earn Holdings of 60,000 USDT
During the verification on September 30, User A's cumulative net deposit amount since the event start date is 60,000 USDT, and the user's valid Idle Earn holding on that day is 60,000 USDT. Therefore, 50,000 USDT of that amount is eligible for a 2% rate-up APR.
The yield is calculated as follows:
- 0–50,000 USDT: 5% APR;
- Excess amount (50,000–60,000 USDT): 3% APR.
Example 2: Net Deposit Remains at or Above 100,000 USDT Throughout the 7-Day Fixed-Term Order
On September 30, User B subscribes to 120,000 USDT of the 7-Day Fixed-Term product. At the time of placing the order, the user's cumulative net deposit amount since the start of the event is 100,000 USDT, and the cumulative net deposit amount remains at or above 100,000 USDT until the order matures.
Therefore, 100,000 USDT in this order is eligible for a 7.3% rate-up APR. The yield is calculated as follows:
- 0–100,000 USDT: 11% APR;
- Excess amount (100,000–120,000 USDT): 3.7% APR.
Example 3: Withdrawal Before Maturity Causes the Net Deposit Requirement to No Longer Be Met
On September 30, User C subscribes to 120,000 USDT of the 7-Day Fixed-Term product. At the time of placing the order, the user's cumulative net deposit since the start of the event is 100,000 USDT. However, the user withdraws 60,000 USDT on October 1, causing the user to no longer continuously meet the cumulative net deposit requirement during the order term.
Therefore, the entire subscription principal will earn only the 3.7% base APR and will not be eligible for the rate-up reward.
Example 4: Net Deposit Does Not Meet the Event Requirement at the Time of Subscription
On September 30, User D subscribes to 120,000 USDT of the 7-Day Fixed-Term product. At the time of placing the order, the user's cumulative net deposit since the start of the event is only 40,000 USDT, which does not meet the event requirement. Although the user deposits another 60,000 USDT on October 1, the subsequent deposit cannot make the existing order eligible for the rate-up.
Therefore, the entire subscription principal will earn only the 3.7% base APR and will not be eligible for the rate-up reward.
Notes
- Net Deposit = Cumulative Deposits During the Event Period – Cumulative Withdrawals. Internal transfers on the platform are not counted as deposits.
- Event product quotas are limited and available on a first-come, first-served basis. For details regarding subscriptions, redemptions, and interest distribution, please refer to the subscription page.
- Event product quotas and rate-up rewards are limited. Details are subject to the event page.
- For Event 2, each order’s rate-up quota is determined by the user’s remaining individual event quota at the time the order is placed. Once confirmed, the quota will remain unchanged until the order matures. After maturity, the quota occupied by that order will be automatically released.
- Withdrawals, redemptions, or adjustments to holdings during the event period may affect the applicable rate-up tier or cause rate-up eligibility to become invalid.
- To protect the interests of all participants and maintain fairness, cheating behaviors such as participation from multiple accounts or subaccounts are strictly prohibited during the event. Any violations will result in immediate disqualification.
- Risk Warning: Cryptocurrency trading is affected by various factors, including market conditions and policies. The market is highly volatile, and price fluctuations are unpredictable. Please be aware of market risks and trade cautiously.
- Users in the UK and other restricted regions cannot access this service (please refer to User Agreement for detailed information about restricted regions).
- Gate reserves the right of final interpretation of this event.
Gate Team
September 28, 2026
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