Gate Idle Earn Now Supports USD1—Earn Up to 8.16% APR

Starting September 23, 2026, at 06:00 (UTC), Gate Idle Earn will officially support USD1. Users holding USD1 in their Trading Account (Spot Account) or Futures Account can enable Idle Earn with one click to earn automatically at a current APR of 6.8%.
Users who meet the futures trading volume requirement can unlock a 1.2x APR boost, bringing their maximum yield up to 8.16%.
This USD1 Idle Earn campaign is co-launched by Gate and World Liberty Financial (WLFI).

Campaign Details

Payout Rules

1. The base APR for USD1 Idle Earn is 6.8%, composed of:

   • 1.5% Base APR paid in USD1;
   • 5.3% Bonus APR paid in WLFI.

2. The actual APR is dynamically adjusted daily based on the remaining monthly reward pool and total platform-wide eligible USD1 holdings. Please refer to the real-time display on the campaign page.

3. Earnings are automatically distributed to your Spot (Trading) Account on a T+1 basis—no manual claiming required.

4. Institutional verified accounts are currently not eligible to participate.

Futures Trading APR Boost

1. Users with a 30-day futures trading volume of 150,000 USD1 or more will unlock a 1.2x APR Boost. The boost applies to eligible USD1 holdings in your Futures Account, and the boosted rewards will be distributed in WLFI.
2. Each user can enjoy a 1.2× boost on eligible holdings of up to 500,000 USD1. Any amount exceeding this limit will earn the standard 6.8% APR. With the boost, the total APR can reach up to 8.16%.
3. Futures trading volume, boost eligibility, and eligible holding limits are subject to official platform calculations.

Snapshot Mechanism

1. Idle Earn utilizes a daily average snapshot mechanism to record eligible USD1 balances across both Trading (Spot) and Futures accounts.
2. USD1 borrowed through lending pools is considered non-owned funds and will not be included in eligible balance calculations.
3. If you have enabled both "Soft Staking" and "Idle Earn," your eligible USD1 balances will be calculated under Idle Earn only and will no longer receive Soft Staking rewards.

USD1 Soft Staking Program Adjustment

The USD1 Soft Staking program will end soon; the exact end date will be announced in a separate notice.
To continue earning seamless yield on your USD1 holdings, please enable Idle Earn in a timely manner. Once enabled, eligible USD1 will automatically start generating yield without requiring subscription, conversion, or lockup.

What Is Idle Earn?

Idle Earn is a stablecoin idle-fund yield service launched by Gate. After it is enabled, the system takes daily average balance snapshots of eligible USDT, USDC, USD1, and other stablecoins in your Trading Account (Spot Account) and Futures Account, with returns automatically generated from low-risk investments based on your valid balances.
Idle Earn's underlying returns primarily come from low-risk investments such as U.S. Treasuries, money market funds, on-chain staking, and RWA. Gate assumes the risk of principal protection on behalf of users and regularly publishes transparency reports on the underlying assets. Once enabled, there is no need for daily manual subscriptions or conversions to other assets. Your original stablecoins remain in your account and can be used for trading at any time.

Product Advantages

1. Earn Yield by Holding Assets, No Subscription Required
   After enabling Idle Earn, eligible USDT, USDC, USD1, and other stablecoins in your account automatically earn yield, with no manual subscription or conversion to other assets required. The current APR is up to 8.16%, and the actual APR will be adjusted dynamically based on market conditions.

2. Keep Funds Available for Trading While Earning Yield
   No lock-up is required to participate in Idle Earn. Your original stablecoins remain in your Trading Account (Spot Account) or Futures Account and can be used for trading while earning returns and maintaining fund flexibility.

3. Daily Automatic Snapshots, Returns Credited Automatically
   The system automatically calculates the daily average available balances of eligible stablecoins and determines the corresponding returns. Snapshots are completed on T day, and returns are calculated and automatically distributed to your Trading Account (Spot Account) on T+1 day, with no manual action required.

4. Expand Use Cases and Improve Capital Efficiency
   Idle Earn will continue expanding its on-platform use cases, allowing yield-bearing assets to support more trading and asset management needs while helping you earn returns and make more efficient use of your funds.

5. Backed by Quality Underlying Assets
   Idle Earn returns primarily come from low-risk investments such as U.S. Treasuries, money market funds, on-chain staking, and RWA, providing a relatively stable source of returns on idle stablecoins in your account while keeping your funds flexible. Gate assumes the risk of principal protection on behalf of users and regularly publishes transparency reports on the underlying assets.

Risk Warning
Idle Earn APR is not fixed. Actual APR, supported assets, and return calculation rules may be adjusted based on market conditions. Crypto assets and related financial products involve risks. Please participate cautiously based on your risk tolerance. For specific rules, refer to the Gate product page and the latest official announcements.

Gate Team
September 22, 2026

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