Meta AI Predicts XRP Surge to $2.45–$8.00 as Spot ETFs Gain 87–95% Approval Odds

According to Meta AI, XRP is positioned for a potential repricing driven by four catalysts, with the price currently at $1.07. Meta AI's base case targets $2.45 to $2.80, while a bull case scenario reaches $4.94 to $8.00—a 330 to 650% increase—if ETF inflows exceed $5 billion and XRPL captures 1 to 2% of the $10.9 trillion tokenization market.

Following the SEC's August 2025 settlement with Ripple reclassifying XRP as a commodity, 11 spot ETF filings have emerged, with Bloomberg placing approval odds between 87 and 95%. Five ETFs are already on the DTCC list, with $1.3 billion in inflows recorded since November 2025 and zero outflows. Standard Chartered projects $5 to $8 billion in additional inflows for 2026. Ripple's RLUSD stablecoin secured federal trust bank charter approval from the OCC and is live on 40+ chains, with BNY Mellon—managing $53 trillion in assets—as primary custodian. Supply tightening supports the case, as 1.35 billion XRP has been withdrawn from exchanges.