Pay with

USD

Supports Visa, Mastercard, SEPA & more

Flexible trading, zero fees

Use your crypto for payments worldwide

Basic

Trade crypto freely

Smart access to new on-chain tokens

Magnify your profit with leverage

Convert & Auto-Invest

Trade any size with no fees and no slippage

Get exposure to leveraged positions simply

Pre-Market Trading

Trade new tokens before listing

Advanced

Trade on-chain with Gate Wallet

Smart strategies with automated trading

Follow expert trading strategies

CrossEx Trading

One margin balance, shared across platforms

OTC Bank Transfer

Deposit and withdraw fiat

OTC trades with simple RFQ

Access hundreds of perpetual contracts

One platform for global traditional assets

Event Contracts

Predict price moves and seize opportunities

Trade European-style vanilla options

Unified Account

Maximize your capital efficiency

Introduction to Futures Trading

Learn the basics of futures trading

Join events to earn rewards

Use virtual funds to practice risk-free trading

Stock CFD derivatives

Access real US stocks and ETFs

Trade quality Hong Kong-listed stocks

Real Korean stocks and top assets

Top Japanese stocks, all in one place

Real Taiwan stocks and top assets

High leverage, 24/7 trading

Popular stock options, flexible leverage

Stocks Activities

Trade popular stocks and unlock generous airdrops

Tokenized Stocks

Backed by real stock assets

Unlock full access to global stock IPOs

Launch

Collect candies to earn airdrops

Quick staking, earn potential new tokens

Hold GT and get massive airdrops for free

Unlock full access to global stock IPOs

Earn futures points and claim airdrop rewards

Investment

One-stop digital asset wealth management

Trade & earn at the same time

Earn interest with idle tokens

Stake cryptos to earn in PoS products

Auto-invest on a regular basis

Dual Investment

Profit from market volatility

Earn rewards with flexible staking

Limited-time 9% APR on USDT

Top-tier quant strategies

Earn reliable returns from Treasury RWAs

Pledge one crypto to borrow another

One-stop lending hub

Share ideas & discover hot takes

Real-time expert analysis

Chat with global traders

What is happening in crypto

Crypto guides and educational resources

Crypto insights and industry updates

In-depth research and market analysis

More

Promotions

Activity Center

Participate in activities to earn rewards

Invite friends to earn referral rewards

Affiliate Program

Earn exclusive commission rewards

Grow influence and earn airdrops

Real-time platform updates

Huge fee discounts

Asset Management

One‑stop asset management solution

Enterprise digital asset solutions

Developers (API)

Connects to the Gate application ecosystem

Generous API rebate mechanisms

Trade on TradingView

Elevate your trading experience

AI

Your all-in-one conversational AI partner

Gate for AI Agent

AI infrastructure, Gate MCP, Skills, and CLI

Gate Skills Hub

From office tasks to trading, the all-in-one skill hub makes AI even more useful.

Others

Find FAQs and help guides

Grow with the champions

Proof of Reserves

Gate promises 100% proof of reserves

Proof of Security (PoSEC)

Full cold storage for user funds

Account Protection Plan

Keep your assets secure

Regulatory licenses, registrations, and approvals

Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.

Zero Fee

Multi-Collateral

Collateralize to Get Simple Earn Return

Auto-Replenish Collateral

About Crypto Loan

Premium Loan Loan Information

All Products

Coin	APR Flexible Rate Hourly/Annual Interest Rate	7D Fixed Rate Hourly/Annual Interest Rate	30D Fixed Rate Hourly/Annual Interest Rate	Action
USDT	0.000684% / 6.00%	0.000821% / 7.20%	0.000985% / 8.63%
BTC	0.000051% / 0.45%	0.000069% / 0.61%	0.000083% / 0.73%
ETH	0.000232% / 2.04%	0.000278% / 2.44%	0.000334% / 2.93%
DOGE	0.000336% / 2.95%	0.000434% / 3.81%	0.001013% / 8.88%
XRP	0.000353% / 3.10%	0.000425% / 3.73%	0.000626% / 5.49%
BNB	0.000324% / 2.84%	0.000476% / 4.17%	0.000523% / 4.59%
QNT	0.001308% / 11.46%	0.001571% / 13.77%	0.001885% / 16.52%

FAQ

What is Flexible Crypto Loan?

What is LTV?

How to calculate the interest and how is it deducted?