Spend Digital Assets Seamlessly With Gate Card

Gate Card is a digital assets credit card offered by Gate that allows eligible users to pay or withdraw using digital assets at supported merchants. It can be used online, in-store, at ATMs, and in other scenarios. Users may also enjoy various promotions both within and outside the Gate platform.

Depending on your card tier, Gate Card offers up to 8% cashback on eligible purchases. Rewards are issued as points, which can be redeemed for USDT or GT once credited to your account.Learn More

To apply for a Gate Card, users must complete Level 2 identity verification and provide the required identification documents. Some card types may also require valid proof of address issued within the past three months. Gate Card is only available to users in non-restricted countries or regions. Eligibility, card type availability, and specific features depend on the user's verification status, residence, the issuing institution's review, and applicable compliance requirements. Gate reserves the right to approve or reject applications based on internal risk assessments.

Gate offers several card options. Users can visit the Gate Card webpage or access the card selection page through the Gate Pay App, choose the card that best fits their needs, and click [Apply Now]. Then, follow the on-screen instructions to complete identity verification and the review process. Virtual card applications are typically reviewed within 3–5 minutes. Once approved, users can activate and start using their card right away.

The Gate Card offers two spending modes. The first is 'Instant Spend Mode,' which allows users to switch between different funding accounts—such as Gate Pay, Spot Account, or Simple Earn—based on their needs. The second is 'Prepaid Mode,' where users top up their card balance by converting funds from their Gate Pay or Spot Account into the equivalent value of the corresponding fiat currency. The actual mode depends on the specific card currently held by the user.

The Gate Card primarily supports the Visa or Mastercard network, allowing users to spend at millions of merchants worldwide where Visa or Mastercard is accepted. During transactions, the system will execute the necessary asset conversion and settlement according to the card rules and applicable exchange rates. The final transaction result is subject to the confirmation details of each individual transaction.

The Gate Card in 'Instant Spend Mode' supports 4 major digital assets: USDT, BTC, ETH, and GT. The prepaid card mode support a wider range of digital assets. The specific assets available may vary depending on card type, issuer, or region. Actual support is subject to the terms of the user's specific card and the information shown on the relevant page. More asset types will be supported over time as the service develops.

Users can use the physical Gate Card to withdraw cash at supported ATMs. Please note that ATM withdrawals may incur fees from the card issuer and be affected by exchange rate differences.