Simple Earn

Through Gate Simple Earn, you can profit from more than 800 cryptocurrencies and unleash the potential of your investment portfolios. Specifically, you can subscribe to flexible-term or fixed-term products to earn returns with crypto assets.

Your subscription to Gate Simple Earn Flexible Term will work as working capital for loan business on the platform. The system will lend your funds to other users, and the interest generated will be distributed to you as the annualized return of your subscription.

If your assets are borrowed at T o'clock, you will receive the interest earned during the following hour at T+1. However, if you redeem your assets before T+1, you will not receive any interest for the past hour. Interest received every hour will be invested automatically to earn compound interest. You can redeem both principal and interest at redemption.

The current estimated APR is the lowest APR at which Simple Earn funds can be successfully matched for lending and earning returns. It's calculated based on historical data and current market borrowing demands.

Interest starts to accrue at 00:00 (UTC) the next day after subscription and will be credited to your Spot or Trading Account together with the principal after the order reaches maturity. The APR for subscribed fixed-term products is variable and may change daily, with final settlement determined at maturity.

Simple Earn Flexible Term allows for real-time redemption. However, if we're processing too many redemption requests, there may be a delay in assets arrival. Please wait patiently after submitting the request and interest will keep accruing during the waiting period.

Simple Earn Fixed Term also allows for flexible redemption even before the order reaches maturity. However, early redemption will result in the loss of all accrued interest. The principal will be returned to your Spot Account or Trading Account within 24-48 hours after submitting the redemption request. Please note that early redemption is not supported within the last 1 hour before maturity.

This course will help you master the basics of Gate Simple Earn, including its features and profit models. After learning this course, you will be able to set the parameters of Simple Earn rationally according to your own needs and market expectations, grow your crypto assets, and maximize capital efficiency.