Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0.00 USD
XRP
XRP
XRP
$1.13
-0.55%
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How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the "Buy XRP(XRP)" section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet, ready for trading, holding, or transferring.

Why Buy XRP(XRP)?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP's primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple's partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP's value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$1.13
-0.55%
Markets
Popularity
Market Cap
#7
$70.99B
Volume
Circulation Supply
$21.87M
62.46B

As of now, XRP (XRP) is priced at $1.13 per coin. The circulating supply stands at approximately 62,466,503,703 XRP, resulting in a total market capitalization of $62.46B. Current market capitalization ranking: 7.

In the past 24 hours, XRP’s trading volume reached $21.87M, representing a -0.55% compared to the previous day. Over the past week, XRP’s price +2.15% has reflected continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com's wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
More XRP Article
Why is XRP poised to break through $5? Market outlook for XRP sparks sharply divided opinions
XRP trades sideways around $1.10 as market sentiment reaches an extreme, with bullish targets set at $5 and bearish predictions even calling for “minus $5.”
XRP: A Decade in the Crypto Market Cap Top 10—Why Has It Become One of the Few Altcoins to Withstand Multiple Market Cycles?
XRP is the only cryptocurrency besides Bitcoin that has consistently remained in the top ten by market capitalization since 2014.
Whales Accumulate 70 Million XRP in a Single Week—What Are Large Holders Betting on Near $1.10?
Over the past week, whale addresses have accumulated an additional 70 million XRP, with the price holding steady around $1.10. On-chain data shows that large holders now possess over 380 million XRP, and the number of activated accounts on XRPL has surpassed 8 million.
More XRP Blog
XRP Technical Analysis: Key Support and Resistance Levels Explained
Starting from the latest K-line chart, combined with the 24-hour price range (2.221 – 2.136 USD), this will quickly analyze the technical trend of XRP, teaching you how to grasp buying and selling opportunities, and understand the MACD, RSI, and SuperTrend indicators.
Potential Risks Associated with Using XRP for Financial Transactions
Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
More XRP Wiki

The Latest News About XRP(XRP)

2026-07-23 11:32Ethan Brooks
Ripple 首席执行官声称,XRP 的交易风险低于 SWIFT 转账
2026-07-23 11:30Daniel Carter
XRP 价格攀升至 1.14 美元,因 ETF 资金流入放缓至 $12M (周度)
2026-07-23 06:45Gate News
Upbit 24小时交易量上涨36.4%,7月23日ERA/KRW表现领先
2026-07-23 02:38Ethan Brooks
Ripple 入选 CNBC 2026 年度 Top Fintech 榜单,随着数字资产获得机构认可而走强
2026-07-23 02:37Gate News
Ripple 入选 CNBC 2026 年度顶级金融科技公司;在 500 位获奖者中,40 家为数字资产公司
More XRP News
📰✨ ON THIS DAY IN HISTORY ✨📰
📆 July 23

📜 SIGNIFICANT EVENTS

👑 1840 — The Declaration of Majority anticipates the coming of age of Dom Pedro II, who, at only 14 years old, takes the throne and ends the regency period in Brazil. 🇧🇷
🚗 1903 — Ford Motor Company sells its first automobile, kicking off the journey of one of the world’s largest vehicle manufacturers. 🚘
⚔️ 1914 — Austria-Hungary issues an ultimatum to Serbia after the assassination of Archduke Franz Ferdinand, triggering the crisis that would lead to World War I. 🌍
🛰️ 1972 — The United States launches Landsat 1, the first satellite dedicated to observing Earth’s natural resources. 🌎
🕯️ 1993 — Eight children and teenagers are murdered in central Rio de Janeiro in the incident known as the Candelária Massacre, one of the saddest events in Brazilian history. 🇧🇷
☄️ 1995 — The Hale-Bopp Comet is discovered, which would become one of the brightest and most observed comets of the 20th century. 🌠
🪐 2015 — NASA announces the discovery of Kepler-452b, an exoplanet considered one of the most Earth-like ever found. 🔭
⭐ BIRTHS
👑 1401 — Francisco I Sforza, Duke of Milan and founder of the Sforza dynasty.
🧑‍⚕️ 1872 — Edward Adrian Wilson, physician, British polar explorer, and naturalist.
🎤 1942 — Eduardo Araújo, Brazilian singer and songwriter. 🇧🇷
🎬 1961 — Woody Harrelson, American actor. 🇺🇸
🎸 1965 — Slash, legendary guitarist of Guns N' Roses. 🤘
🧙‍♂️ 1989 — Daniel Radcliffe, British actor immortalized as Harry Potter. ⚡
🎶 1995 — Hwasa, South Korean singer, rapper, and songwriter of the group MAMAMOO. 🇰🇷
🕊️ DEATHS
✈️ 1932 — Alberto Santos Dumont, Brazilian aviation pioneer. 🇧🇷
👑 1999 — Hassan II, King of Morocco for nearly four decades.
🎤 2011 — Amy Winehouse, British singer and songwriter. 🎶
🪗 2013 — Dominguinhos, Brazilian singer, songwriter, and master of the accordion. 🇧🇷
⚽ 2013 — Djalma Santos, two-time world champion with the Brazilian National Team. 🏆
📚 2014 — Ariano Suassuna, Brazilian writer, playwright, and poet.
🥅 2017 — Waldir Peres, former Brazilian goalkeeper and coach, three-time Brazilian champion with São Paulo. ⚽
📍 HOLIDAYS AND CYCLICAL EVENTS
🇧🇷 Brazil
🛣️ Highway Patrol Officers’ Day
🎉 Anniversary of the cities of:
🏙️ Serrolândia (BA)
🌊 Santa Cruz Cabrália (BA)
🌴 Viana (ES)
⛰️ Pouso Redondo (SC)
$XRP  ‌$XLM  ‌$HBAR  ‌
✨ "Knowing history means understanding the past to build a wiser future." 📖🌍
Jjc2381AbençoadoMS202627
2026-07-23 12:00
📰✨ ON THIS DAY IN HISTORY ✨📰 📆 July 23 📜 SIGNIFICANT EVENTS 👑 1840 — The Declaration of Majority anticipates the coming of age of Dom Pedro II, who, at only 14 years old, takes the throne and ends the regency period in Brazil. 🇧🇷 🚗 1903 — Ford Motor Company sells its first automobile, kicking off the journey of one of the world’s largest vehicle manufacturers. 🚘 ⚔️ 1914 — Austria-Hungary issues an ultimatum to Serbia after the assassination of Archduke Franz Ferdinand, triggering the crisis that would lead to World War I. 🌍 🛰️ 1972 — The United States launches Landsat 1, the first satellite dedicated to observing Earth’s natural resources. 🌎 🕯️ 1993 — Eight children and teenagers are murdered in central Rio de Janeiro in the incident known as the Candelária Massacre, one of the saddest events in Brazilian history. 🇧🇷 ☄️ 1995 — The Hale-Bopp Comet is discovered, which would become one of the brightest and most observed comets of the 20th century. 🌠 🪐 2015 — NASA announces the discovery of Kepler-452b, an exoplanet considered one of the most Earth-like ever found. 🔭 ⭐ BIRTHS 👑 1401 — Francisco I Sforza, Duke of Milan and founder of the Sforza dynasty. 🧑‍⚕️ 1872 — Edward Adrian Wilson, physician, British polar explorer, and naturalist. 🎤 1942 — Eduardo Araújo, Brazilian singer and songwriter. 🇧🇷 🎬 1961 — Woody Harrelson, American actor. 🇺🇸 🎸 1965 — Slash, legendary guitarist of Guns N' Roses. 🤘 🧙‍♂️ 1989 — Daniel Radcliffe, British actor immortalized as Harry Potter. ⚡ 🎶 1995 — Hwasa, South Korean singer, rapper, and songwriter of the group MAMAMOO. 🇰🇷 🕊️ DEATHS ✈️ 1932 — Alberto Santos Dumont, Brazilian aviation pioneer. 🇧🇷 👑 1999 — Hassan II, King of Morocco for nearly four decades. 🎤 2011 — Amy Winehouse, British singer and songwriter. 🎶 🪗 2013 — Dominguinhos, Brazilian singer, songwriter, and master of the accordion. 🇧🇷 ⚽ 2013 — Djalma Santos, two-time world champion with the Brazilian National Team. 🏆 📚 2014 — Ariano Suassuna, Brazilian writer, playwright, and poet. 🥅 2017 — Waldir Peres, former Brazilian goalkeeper and coach, three-time Brazilian champion with São Paulo. ⚽ 📍 HOLIDAYS AND CYCLICAL EVENTS 🇧🇷 Brazil 🛣️ Highway Patrol Officers’ Day 🎉 Anniversary of the cities of: 🏙️ Serrolândia (BA) 🌊 Santa Cruz Cabrália (BA) 🌴 Viana (ES) ⛰️ Pouso Redondo (SC) $XRP ‌$XLM ‌$HBAR ‌ ✨ "Knowing history means understanding the past to build a wiser future." 📖🌍
XRP
-0.44%
XLM
-2.59%
HBAR
+1.98%
$XRP Every spike is worth shorting. It's still valid today. And it's very profitable.
TikiTiki
2026-07-23 11:30
$XRP Every spike is worth shorting. It's still valid today. And it's very profitable.
XRP
-0.44%
Technical Outlook: XRP Reclaims Short-Term EMAs, but Higher-Timeframe Resistance Still Dominates
XRP is extending its recovery after defending the $1.125–$1.136 demand zone. Price has reclaimed both the 20 EMA and 50 EMA, while RSI has moved above the neutral level, signaling improving bullish momentum. However, XRP remains below the 100 EMA and 200 EMA, indicating the broader trend is still bearish despite the recent relief rally.
📈 EMA Structure (Short-Term Bullish Recovery)
20 EMA: $1.1124
50 EMA: $1.1458
100 EMA: $1.2342
200 EMA: $1.4351
XRP is trading above the 20 EMA and challenging the 50 EMA, confirming improving short-term momentum.
The 100 EMA ($1.2342) is the next major resistance and remains the key level for confirming a broader trend reversal.
The 200 EMA ($1.4351) continues to act as strong higher-timeframe resistance.
👉 The short-term structure favors buyers, but the macro trend remains bearish until XRP establishes sustained price action above the 100 EMA.
📐 Fibonacci & Market Structure
XRP remains below the 0.236 Fibonacci level at $1.5656, confirming the higher-timeframe downtrend remains intact.
Buyers continue defending the $1.125–$1.136 demand zone, creating a potential higher-low structure after reclaiming nearby liquidity.
Price is now testing a local resistance cluster around $1.145–$1.180, where previous supply and an Order Block may trigger selling pressure.
Bullish Targets:
$1.1458 (50 EMA)
$1.1794
$1.2342 (100 EMA)
$1.4351 (200 EMA)
Bearish Scenario:
Losing $1.136 would weaken the current recovery structure.
A breakdown below $1.125 would invalidate the bullish setup and increase the probability of revisiting recent lows.
🧠 ICT / Smart Money View
XRP has reclaimed nearby buy-side liquidity after sweeping the June lows and is attempting to build a higher-low structure.
Price is trading around a short-term Fair Value Gap (FVG) while approaching a nearby Order Block (OB), where sellers could become active.
A confirmed Market Structure Shift (MSS) followed by a strong daily close above the 100 EMA ($1.2342) would significantly strengthen the bullish outlook.
📉 RSI Momentum
RSI (14): 55.14
RSI is holding comfortably above the 50 level, indicating buyers currently have the momentum.
A move into the 60–70 zone would support bullish continuation.
A drop back below 50 would signal weakening bullish momentum.
📊 Key Levels
🔴 Resistance
$1.1458 (50 EMA)
$1.1794
$1.2342 (100 EMA)
$1.4351 (200 EMA)
🟢 Support
$1.136
$1.1257 (Major demand zone)
$1.1124
📌 Final Outlook
XRP continues to show encouraging recovery signs after reclaiming the 20 EMA and challenging the 50 EMA, while RSI remains above 50, reflecting improving buying momentum. However, the broader trend has not yet turned bullish, with the 100 EMA continuing to act as the key resistance.
✅ Holding above $1.136 keeps the short-term recovery intact.
✅ A breakout and daily close above $1.2342 could accelerate upside toward $1.35–$1.43, with the 200 EMA ($1.4351) becoming the next major objective.
❌ Losing $1.1257 would shift momentum back in favor of sellers and expose the recent swing lows.
Overall Bias: Neutral to Bullish (Short Term). XRP is building a relief rally from a strong demand zone, but confirmation of a higher-timeframe bullish reversal requires a decisive breakout and sustained hold above the 100 EMA ($1.2342) and the nearby resistance cluster. 
$XRP  ‌
asiftahsin
2026-07-23 09:26
Technical Outlook: XRP Reclaims Short-Term EMAs, but Higher-Timeframe Resistance Still Dominates XRP is extending its recovery after defending the $1.125–$1.136 demand zone. Price has reclaimed both the 20 EMA and 50 EMA, while RSI has moved above the neutral level, signaling improving bullish momentum. However, XRP remains below the 100 EMA and 200 EMA, indicating the broader trend is still bearish despite the recent relief rally. 📈 EMA Structure (Short-Term Bullish Recovery) 20 EMA: $1.1124 50 EMA: $1.1458 100 EMA: $1.2342 200 EMA: $1.4351 XRP is trading above the 20 EMA and challenging the 50 EMA, confirming improving short-term momentum. The 100 EMA ($1.2342) is the next major resistance and remains the key level for confirming a broader trend reversal. The 200 EMA ($1.4351) continues to act as strong higher-timeframe resistance. 👉 The short-term structure favors buyers, but the macro trend remains bearish until XRP establishes sustained price action above the 100 EMA. 📐 Fibonacci & Market Structure XRP remains below the 0.236 Fibonacci level at $1.5656, confirming the higher-timeframe downtrend remains intact. Buyers continue defending the $1.125–$1.136 demand zone, creating a potential higher-low structure after reclaiming nearby liquidity. Price is now testing a local resistance cluster around $1.145–$1.180, where previous supply and an Order Block may trigger selling pressure. Bullish Targets: $1.1458 (50 EMA) $1.1794 $1.2342 (100 EMA) $1.4351 (200 EMA) Bearish Scenario: Losing $1.136 would weaken the current recovery structure. A breakdown below $1.125 would invalidate the bullish setup and increase the probability of revisiting recent lows. 🧠 ICT / Smart Money View XRP has reclaimed nearby buy-side liquidity after sweeping the June lows and is attempting to build a higher-low structure. Price is trading around a short-term Fair Value Gap (FVG) while approaching a nearby Order Block (OB), where sellers could become active. A confirmed Market Structure Shift (MSS) followed by a strong daily close above the 100 EMA ($1.2342) would significantly strengthen the bullish outlook. 📉 RSI Momentum RSI (14): 55.14 RSI is holding comfortably above the 50 level, indicating buyers currently have the momentum. A move into the 60–70 zone would support bullish continuation. A drop back below 50 would signal weakening bullish momentum. 📊 Key Levels 🔴 Resistance $1.1458 (50 EMA) $1.1794 $1.2342 (100 EMA) $1.4351 (200 EMA) 🟢 Support $1.136 $1.1257 (Major demand zone) $1.1124 📌 Final Outlook XRP continues to show encouraging recovery signs after reclaiming the 20 EMA and challenging the 50 EMA, while RSI remains above 50, reflecting improving buying momentum. However, the broader trend has not yet turned bullish, with the 100 EMA continuing to act as the key resistance. ✅ Holding above $1.136 keeps the short-term recovery intact. ✅ A breakout and daily close above $1.2342 could accelerate upside toward $1.35–$1.43, with the 200 EMA ($1.4351) becoming the next major objective. ❌ Losing $1.1257 would shift momentum back in favor of sellers and expose the recent swing lows. Overall Bias: Neutral to Bullish (Short Term). XRP is building a relief rally from a strong demand zone, but confirmation of a higher-timeframe bullish reversal requires a decisive breakout and sustained hold above the 100 EMA ($1.2342) and the nearby resistance cluster. $XRP ‌
XRP
-0.44%
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FAQ about Buying XRP(XRP)

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