Gate VIP Quant Fund: 7.76% APY on USDT, Leading the Market
In the fiercely competitive cryptocurrency wealth management field in 2025, Gate’s VIP Quant Fund, with its non-closed-end design and a year-to-date annualized return rate of up to 7.76%, has become the focus of high-net-worth user asset allocation. The fund is only open to VIP5 and above users, has been operating for over 441 days, and has reshaped the value benchmark of exchange wealth management with its unique algorithmic strategy and flexible mechanisms.
Latest data performance: Balancing high returns with low thresholds
According to Gate’s official disclosure in June 2025, the VIP Quant Fund has demonstrated strong profitability:
- The annualized return rate so far this year has reached 7.76%, significantly higher than the same period’s USDT time deposits (with the highest rate of 4% for 7 days and 4.5% for 30 days);
- No lock-up period design: Users can subscribe or redeem at any time, with much higher liquidity than traditional time deposits;
- Low entry threshold: Individual users can subscribe with a minimum of 1 USDT, while institutional clients can purchase in bulk through OTC off-exchange transactions.
Compared to fixed-term financial management products in the market that require locking for 7 or 30 days, the flexibility of quantitative funds has become their core attraction.
Unique Advantage Analysis: Why do VIP users prefer quant funds?
Multi-strategy quantitative model to withstand market fluctuations
The fund uses automated algorithmic combination strategies to capture profit opportunities around the clock:
- Trend tracking: Identify price breakout signals to amplify profits in the trend;
- Market-neutral arbitrage: Reduce one-sided market risk through long and short hedging;
- Statistical arbitrage: Utilize historical data regression analysis to capture short-term spreads.
This “no reliance on subjective judgment” model maintained stability in the volatile market of 2025.
VIP Level and Ecological Synergy Benefits
- Tiered Income Privileges: Gate’s VIP system is directly linked to income weights, for example, VIP12 - 14 users can earn 4% annualized return in regular financial management (only 2% for regular users);
- Seamless Fund Circulation: Redeemed funds can be instantly used for participating in Launchpad new project launches or BTC mining (3% annualized) and other ecological scenarios, forming a ‘financial management - investment’ closed loop.
Security and Risk Control Double Insurance
- Gate 100% reserve is audited via Merkle tree for you to verify the existence of investment funds in the Merkle tree
- Assets are stored in a multi-signature cold wallet and undergo regular third-party audits;
- Funds are only used for low-risk quantitative strategies and DeFi liquidity provision, leverage is disabled, and in extreme market conditions, losses are cushioned by the risk reserve pool.
Exclusive for new VIP users: 6% interest rate coupon to boost earnings
To attract high-net-worth users to upgrade, Gate has launched a limited-time benefit:
- Users who upgrade to VIP5 for the first time and have a net sub_script_ion of ≥ 20,000 USDT during the event period will receive a 6% financial interest coupon (up to 50,000 USDT);
- The interest coupon is valid for 5 days and can be stacked with the basic fund earnings to achieve a short-term income boost.
Important reminder: The current activity ends on June 26 and has a limit of 35 million USDT. Once the limit is reached, it will stop.
| Product Type | Annualized Yield | Lock-up Period | Participation threshold |
|---|---|---|---|
| VIP Quant Fund | Up to 7.76% | No lock-up period | VIP5 and above |
| Simple Earn USDT 30 days | Up to 4.5% | 30 days | VIP1 and above |
| Simple Earn USDT 7 days | Up to 4% | 7 days | VIP1 and above |
| BTC Staking Mining | 3% | Flexible | No level limit |
Table: Comparison of returns on different financial products on Gate platform (June 2025 data)
How to participate? Four steps to lock in scarce quotas
- Upgrade VIP level: improve level through asset holdings, trading volume, or GT token holdings;
- Sign up for the event: click on the ‘VIP Quant Fund’ entrance on the Gate Earn page to complete the registration;
- Subscribe to the fund: enter the quantity of USDT and confirm, funds will be transferred in real time and interest will be calculated;
- Monitoring and redemption: monitor profits in real time through the APP or website, and can redeem the principal at any time.
Conclusion: Quant fund is becoming the profit moat of Gate VIP
In the exchange’s VIP competition, Gate attracts ‘static whale users’ through a dual-track strategy (upgrade VIP based on trading volume or asset balance), while the high liquidity of quantitative funds + algorithmic revenue model becomes the core tool for retaining high net worth users. With the potential future embedding of GT tokens into financial interest rights, Gate’s ‘hold-interest-invest’ ecological loop will be more competitive.
