The average yield of pension financial products in the past year is close to 5%, with two products ranking among the top ten in their category.

Jin10 Data, October 31 - According to the data, as of October 23, 2025, there are a total of 1112 products (non-consolidated product shares) in the wealth management companies with a duration of 2-3 years (inclusive) for public sale fixed income + equity products. Among the 766 products with complete net value growth rate disclosures, the average net value growth rate over the past year is 3.34%, with an average maximum drawdown of 0.37%. Among these, 577 products (non-consolidated product shares) achieved positive returns in every quarter, accounting for 75.32%. Huaxia Wealth Management lists two pension wealth management products with similar asset allocation, both of which have a net value growth rate exceeding 5% in the past year. As of October 23, 2025, wealth management companies have 54 existing pension wealth management products (including different shares), with an average annualized return of 4.92% over the past year, which is lower than the latest average performance benchmark lower limit, and overall still faces pressure to meet performance benchmark standards.