最近身边聊硬件钱包的人又多了，可能也跟某些地方加税、合规一会儿紧一会儿松有关吧，出入金预期变来变去，人就更想把钥匙捏在自己手里。说白了资产小的时候，硬件钱包+好好抄助记词，其实就够用，别折腾太复杂，不然最容易是自己把自己弄丢。

I thought multi-signature was "a safer endpoint," but when I actually used it, I found it more like "a slower, more process-dependent daily routine": signer communication, what to do if the device is lost, how to migrate when changing phones... every step needs to be clearly written in advance. I think social recovery is suitable for those afraid of losing paper/fire, but only if you truly trust those few people, and they are not unreliable at the same time. Anyway, my current approach is: keep it simple if possible, add another layer when the scale grows, and don't sacrifice usability just for a sense of security.