XRP reached a historic high of $3.65 in July 2025 following its settlement with the U.S. Securities and Exchange Commission, which clarified the regulatory environment and strengthened its long-term prospects. Despite recent price pressure attributed to broader macroeconomic uncertainty and geopolitical tensions, analysts point out that the launch of spot XRP ETFs and growing institutional investor interest from firms like Goldman Sachs will be key drivers of future demand once market conditions stabilize.