CREDI is the functional token of the Credefi platform. According to the platform FAQ, it can be used to reward platform activity and is associated with the Module X security layer; its role should be understood in connection with specific platform modules and rules, rather than treating the governance, returns, or conversion arrangements of another token, xCREDI, as inherent rights of CREDI.

Credefi Price Today, Live Market & Historical Trend Chart

Q: What is the relationship between CREDI and the Module X security module?

The purpose of Module X is to provide an additional security buffer between a borrower defaulting and the completion of collateral liquidation. Credefi's token economics materials associate CREDI with this security module: when a default occurs and collateral has not yet been converted into liquidity available for repayment, the security layer is intended to absorb this gap in risk. This does not mean CREDI holders are certain to receive fixed returns or be protected from losses. Specific eligibility, risk bearing, and settlement outcomes depend on the module rules; the xCREDI liquidity token mentioned in the materials should not be confused with CREDI itself.

Q: What platform-level benefits may be available from using CREDI?

In Credefi's described lending scenario, lenders using CREDI can increase returns and borrowers can reduce origination fees; the materials list the relevant discount cap as 33%. This cap is not a uniform result automatically applicable to all users; the actual effect depends on the participant's role, method of use, and platform rules at the time. Therefore, fee discounts affect the cost or incentives of specific lending operations within the platform, rather than serving as a general substitute for external on-chain transaction fees through CREDI.

Q: Is CREDI's supply fixed?

CREDI's supply is not fixed at the initial 1 billion tokens. Credefi's token economics materials set a permanent annual inflation rate of 5%, meaning that while this mechanism remains applicable, the protocol adds tokens annually rather than stopping permanently after only the initial issuance. 5% describes an annual issuance rule and cannot by itself be equated with the circulating supply at a particular time or the actual change in each holder's position; these are also affected by the actual distribution, locking, and transfer of tokens.

Q: Through which participation activities is newly issued CREDI distributed?

New CREDI issued annually is designed to be connected to three types of participation: providing liquidity for platform lending, providing liquidity for CREDI markets on decentralized exchanges, and depositing xCREDI liquidity tokens into the security module. In this way, new issuance is not distributed unconditionally and equally, but is used to incentivize participation in platform liquidity and the security layer. The third type of eligibility involves xCREDI liquidity tokens and does not mean that holding ordinary CREDI automatically participates in this distribution.

Rank 2750

$0.0007500

-$0.0000477(-5.99%)

Market Cap

$577.15K

24h High

$0.0008496

24h Low

$0.0007270

24h Turnover

$2.44K

Total Supply

939.97M

Market Sentiment

Neutral

Credefi (CREDI) Price Performance

View Credefi (CREDI) Price Prediction

Credefi (CREDI) has a Last Price of $0.0007500, with a 24h change of -5.99%. The 24h low is $0.0007270, the 24h high is $0.0008496, and the 24h turnover is $2.44K. The current market cap is approximately $577.15K, ranking 2750 by market cap and accounting for 0.000013% of the total crypto market cap. The All-Time High is $0.0345600 (⁦2024-05-22⁩), with a change from the All-Time High of -97.83%.

7 Days
-4.19%
Low
$0.0006310
High
$0.0011150
30 Days
+27.41%
Low
$0.0004920
High
$0.0012800
90 Days
+47.64%
Low
$0.0004260
High
$0.0012800
1 Year
-74.49%
Low
$0.0004260
High
$0.0044680

Fear & Greed Index

0 Extreme Fear100 Extreme Greed

Yesterday: 63; Greed
Last Week: 53; Normal
Last Month: 78; Greed

The Fear & Greed Index is currently 68/100, in the Greed zone; change from yesterday: +5, from last week: +15, and from last month: -10. Lower values indicate more fearful sentiment, while higher values indicate more greedy sentiment. This does not represent price change.

Why Did Credefi (CREDI) Fall in the Last 24 Hours?

In the order-book snapshot from 2026-10-20 to 2026-10-21, the top-five-level bid-to-ask depth ratio was 0.34, with total ask volume about three times total bid volume, showing that sell orders clearly outweighed bids at that time. The largest ask made up about 66.5% of top-five ask volume, creating concentrated selling pressure; bids were also highly concentrated and comparatively shallow, limiting their ability to offset that pressure. The snapshot’s concentrated ask and bid levels were 0.0008073 and 0.0005311, respectively. These reflect order-book distribution at that time, not current price levels. In a low-liquidity setting, an imbalance in the order book may amplify market impact; the order-book data alone do not establish that a fundamental event caused the price movement.

About Credefi (CREDI)

Credefi is an alternative lending FinTech solution to connect crypto lenders & SME borrowers from the real economy. With Credefi, you can access reliable loans backed by a range of real-world assets, including real estate, future receivables, and more. Our lending platform offers lenders stable and predictable returns generated from the real economy with no correlation to the crypto market volatility.Credefi aims to revolutionize the alternative financing sector by making Traditional Finance (TradFi) and Decentralized Finance (DeFi) work together in a symbiotic way while addressing deficiencies in both segments. As the first mover in this sector, Credefi seeks to facilitate the borrowing and lending process between these two worlds, addressing the financing needs of one-third of SMEs in the EU, which still struggle to cover their financing needs despite the abundance of unutilized crypto liquidity. With 99% of businesses in Europe being SMEs, Credefi is dedicated to addressing this gap.

Use Cases and Features

CREDI is Credefi's utility token and can serve as an additional security layer for loans; depositing in Module X (the security module) can help compensate liquidity providers when a borrower defaults before collateral liquidation is complete. Borrowers and lenders using CREDI can receive discounts of up to 33% on related fees, while staking may correspond to yield boosts at different tiers.

Supply and Issuance Mechanism

CREDI has an initial supply of 1 billion tokens and a permanent annual inflation rate of 5%. New tokens are allocated by platform activity: 40% to platform lending liquidity providers, 10% to CREDI liquidity providers on decentralized exchanges, and 50% to participants who deposit xCREDI liquidity tokens in the security module.

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Credefi (CREDI) Basics & Market Insights

Fundamentals

What is Credefi? All You Need to Know About CREDIBeginner

Frequently Asked Questions About Credefi (CREDI)

What is CREDI?

What is the relationship between CREDI and the Module X security module?

What platform-level benefits may be available from using CREDI?

Is CREDI's supply fixed?

Through which participation activities is newly issued CREDI distributed?

Risk Disclosure

Cryptocurrencies are high-risk assets and are subject to significant price volatility. The value of digital assets may fluctuate sharply within a short period of time, and you may lose part or all of your investment principal. Past performance does not guarantee future results. Before engaging in any transaction, you should carefully assess your financial situation, investment experience, investment objectives, and risk tolerance, and ensure that you fully understand the characteristics and risks associated with cryptocurrencies. If necessary, you are advised to consult an independent professional advisor with the appropriate qualifications.

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