CREDI is the functional token of the Credefi platform. According to the platform FAQ, it can be used to reward platform activity and is associated with the Module X security layer; its role should be understood in connection with specific platform modules and rules, rather than treating the governance, returns, or conversion arrangements of another token, xCREDI, as inherent rights of CREDI.

Credefi Price in USD Today, Live Market & Historical Trend Chart

Q: What is the relationship between CREDI and the Module X security module?

The purpose of Module X is to provide an additional security buffer between a borrower defaulting and the completion of collateral liquidation. Credefi's token economics materials associate CREDI with this security module: when a default occurs and collateral has not yet been converted into liquidity available for repayment, the security layer is intended to absorb this gap in risk. This does not mean CREDI holders are certain to receive fixed returns or be protected from losses. Specific eligibility, risk bearing, and settlement outcomes depend on the module rules; the xCREDI liquidity token mentioned in the materials should not be confused with CREDI itself.

Q: What platform-level benefits may be available from using CREDI?

In Credefi's described lending scenario, lenders using CREDI can increase returns and borrowers can reduce origination fees; the materials list the relevant discount cap as 33%. This cap is not a uniform result automatically applicable to all users; the actual effect depends on the participant's role, method of use, and platform rules at the time. Therefore, fee discounts affect the cost or incentives of specific lending operations within the platform, rather than serving as a general substitute for external on-chain transaction fees through CREDI.

Q: Is CREDI's supply fixed?

CREDI's supply is not fixed at the initial 1 billion tokens. Credefi's token economics materials set a permanent annual inflation rate of 5%, meaning that while this mechanism remains applicable, the protocol adds tokens annually rather than stopping permanently after only the initial issuance. 5% describes an annual issuance rule and cannot by itself be equated with the circulating supply at a particular time or the actual change in each holder's position; these are also affected by the actual distribution, locking, and transfer of tokens.

Q: Through which participation activities is newly issued CREDI distributed?

New CREDI issued annually is designed to be connected to three types of participation: providing liquidity for platform lending, providing liquidity for CREDI markets on decentralized exchanges, and depositing xCREDI liquidity tokens into the security module. In this way, new issuance is not distributed unconditionally and equally, but is used to incentivize participation in platform liquidity and the security layer. The third type of eligibility involves xCREDI liquidity tokens and does not mean that holding ordinary CREDI automatically participates in this distribution.

Rank 2849

$0.0006160

-$0.0000293(-4.55%)

Market Cap

$460.45K

24h High

$0.0006430

24h Low

$0.0006050

24h Turnover

$1.32K

Total Supply

939.97M

Market Sentiment

Neutral

Price of Credefi (CREDI) Today in USD

View Credefi (CREDI) Price Prediction

The live price of Credefi (CREDI) today is $0.0006160, with a 24h change of -4.55%. Over the same period, the low was $0.0006050, the high was $0.0006430, and the 24h trading volume was $1.32K. The current market cap is approximately $460.45K. It ranks #2849 by market cap and accounts for 0.00% of the total crypto market cap. The all-time high was $0.0345600 (⁦2024-05-22⁩); the current price is -98.22% from the all-time high.

Credefi (CREDI) Price History

7 Days
-11.64%
Low
$0.0005950
High
$0.0007080
30 Days
+17.35%
Low
$0.0004920
High
$0.0012800
90 Days
+25.91%
Low
$0.0004260
High
$0.0012800
1 Year
-70.40%
Low
$0.0004260
High
$0.0044680

Fear & Greed Index

0 Extreme Fear100 Extreme Greed

Yesterday: 50; Normal
Last Week: 30; Fear
Last Month: 71; Greed

The Fear & Greed Index is currently 28/100, in the Fear zone; change from yesterday: -22, from last week: -2, and from last month: -43. Lower values indicate more fearful sentiment, while higher values indicate more greedy sentiment. This does not represent price change.

Why Did Credefi (CREDI) Fall in the Last 24 Hours?

CREDI’s weakness may be associated with short-term selling pressure in a shallow order book and bearish technical signals, but neither is established as a confirmed cause of the decline. The top five levels showed about 165,900 units of bids and 184,200 units of asks, worth roughly $102 and $113 at the then-prevailing price, indicating limited near-term depth rather than market-wide liquidity. The ask at $0.0006329 accounted for about 64.5% of top-five ask volume and could create short-term resistance to a rebound; a single order-book snapshot does not establish traders’ intentions. The bearish signal came mainly from the one-hour moving averages, without consistent confirmation across other timeframes. Missing volume data also limits conclusions about participation and market consensus.

About Credefi (CREDI)

Credefi is an alternative lending FinTech solution to connect crypto lenders & SME borrowers from the real economy. With Credefi, you can access reliable loans backed by a range of real-world assets, including real estate, future receivables, and more. Our lending platform offers lenders stable and predictable returns generated from the real economy with no correlation to the crypto market volatility.Credefi aims to revolutionize the alternative financing sector by making Traditional Finance (TradFi) and Decentralized Finance (DeFi) work together in a symbiotic way while addressing deficiencies in both segments. As the first mover in this sector, Credefi seeks to facilitate the borrowing and lending process between these two worlds, addressing the financing needs of one-third of SMEs in the EU, which still struggle to cover their financing needs despite the abundance of unutilized crypto liquidity. With 99% of businesses in Europe being SMEs, Credefi is dedicated to addressing this gap.

Use Cases and Features

CREDI is Credefi's utility token and can serve as an additional security layer for loans; depositing in Module X (the security module) can help compensate liquidity providers when a borrower defaults before collateral liquidation is complete. Borrowers and lenders using CREDI can receive discounts of up to 33% on related fees, while staking may correspond to yield boosts at different tiers.

Supply and Issuance Mechanism

CREDI has an initial supply of 1 billion tokens and a permanent annual inflation rate of 5%. New tokens are allocated by platform activity: 40% to platform lending liquidity providers, 10% to CREDI liquidity providers on decentralized exchanges, and 50% to participants who deposit xCREDI liquidity tokens in the security module.

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Credefi (CREDI) Basics & Market Insights

Fundamentals

What is Credefi? All You Need to Know About CREDIBeginner

Frequently Asked Questions About Credefi (CREDI)

What is CREDI?

What is the relationship between CREDI and the Module X security module?

What platform-level benefits may be available from using CREDI?

Is CREDI's supply fixed?

Through which participation activities is newly issued CREDI distributed?

Risk Disclosure

Cryptocurrencies are high-risk assets and are subject to significant price volatility. The value of digital assets may fluctuate sharply within a short period of time, and you may lose part or all of your investment principal. Past performance does not guarantee future results. Before engaging in any transaction, you should carefully assess your financial situation, investment experience, investment objectives, and risk tolerance, and ensure that you fully understand the characteristics and risks associated with cryptocurrencies. If necessary, you are advised to consult an independent professional advisor with the appropriate qualifications.

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