$XRP ‌Ripple voted in support of two key amendments to the XRP Ledger protocol — XLS-65 (Single Asset Vaults) and XLS-66 (Lending Protocol). Both initiatives are aimed at introducing native lending with fixed terms and institutional mechanisms, as well as creating vaults for a single type of asset. As of August 10, XLS-65 had received around 40% of validator votes, while XLS-66 had received more than 37%. Activating each amendment requires support from more than 80% of trusted nodes for two consecutive weeks; under the current UNL configuration, this means approval from at least 28 of 35 validators. As a significant participant in XRPL development, Ripple cannot launch the amendments unilaterally, but its vote strengthens the momentum. The architecture assumes that the vaults (XLS-65) will accumulate XRP, RLUSD, and other tokens issued on XRPL, granting depositors proportional shares. Liquidity from the vaults through the Lending Protocol (XLS-66) will serve as the source for loans, while collateral will not necessarily have to exceed the loan amount — instead of overcollateralization, institutions will conduct off-chain creditworthiness checks, compliance reviews, and legal analysis. The XRP Ledger will record the terms, interest rates, repayment schedules, and defaults. A “first-loss” mechanism is provided to protect depositors. This hybrid approach enables compliance with regulatory requirements, including sanctions and AML, without relying exclusively on anonymous borrowers and automatic liquidations. A security audit by Halborn found no critical vulnerabilities: the only medium-severity issue, related to vault limit overruns caused by accrued interest, was resolved. In parallel, version 3.3.0 of the xrpld reference server was released. It includes several proposed amendments expanding privacy and efficiency for tokenized assets. The key one — ConfidentialTransfer (XLS-0096) — allows Multi-Purpose Token (MPT) holders to conceal balance and transfer amounts using EC-ElGamal encryption and zero-knowledge proofs. Account numbers and token types remain visible, while numerical details are encrypted, with validators still able to verify transaction correctness without accessing the amounts. At launch, the feature will be available only for direct payments and will not affect the decentralized exchange, escrow, or checks. Other innovations include BatchV1_1 — up to eight atomic internal transactions; Sponsor — third-party coverage of fees and reserves; PermissionDelegation — granular delegation of rights for specific operation types; and DynamicMPT — flexible configuration of token parameters after issuance. The update also reduces memory consumption by 10–15% and speeds up node synchronization. As with the lending amendments, activating the new features requires two weeks of consensus from 80%+ of validators. Against this backdrop, XRP's price held around $1.02, down 2.2% over 24 hours and 5.7% over the week. The market did not react with an immediate rise: traders apparently expect the voting threshold to be actually reached and subsequent demand for lending. Nevertheless, developers are already testing applications on the testnet: for example, DeFi protocol SOIL plans to launch lending markets and tokenized fixed-income instruments based on XLS-65/66, while treasury company Evernorth is considering a framework for generating institutional yield. The volume of tokenized real-world assets on XRPL exceeds $1.38 billion, with more than $530 million coming from non-RLUSD issuances, underscoring growing institutional interest.

$XRP ‌ is testing the $1.00 zone after a sharp selloff. Entry: $1.002–$1.008 TP1: $1.016 TP2: $1.024 TP3: $1.040 SL: $0.998 $1.00 is the key battle zone. Hold it, and a bounce could get interesting. Lose it, and sellers may push harder. #xrp #GateCompensatesLiquidationUsers

╔════════════════════════════╗ 🌎📜 TODAY IN HISTORY 📜🌎 ╚════════════════════════════╝ ☀️ GOOD MORNING! 🙏 📆 AUGUST 11, 2026 ✨ A DAY MARKED BY HISTORY, IDEAS AND TRANSFORMATIONS! 🌍 📜 EVENTS 🏛️ 106 — The southwestern part of Dacia becomes a Roman province, giving rise to Roman Dacia. ⛪ 1492 — Rodrigo de Borja is elected Pope and takes the name Alexander VI. 🇩🇪 1919 — The Weimar Constitution is signed in Germany. 📡 1942 — Hedy Lamarr and George Antheil receive a patent for a communication system using frequency-hopping spread spectrum, an idea that would help inspire modern wireless communication technologies. 📱📶 🇹🇩 1960 — Chad gains its independence from France. ✊🏿 1965 — The Watts Riots begin in Los Angeles amid racial tensions in the United States. ⚠️ 1988 — A meeting in Afghanistan culminates in the formation of Al-Qaeda. 🌟 BIRTHS ✍️ 1837 — Sadi Carnot, French politician. 🔬 1858 — Christiaan Eijkman, Dutch physicist. 🎖️ 1892 — Władysław Anders, Polish military officer and politician. 📚 1897 — Enid Blyton, British writer. 💻 1950 — Steve Wozniak, computing pioneer and co-founder of Apple. 🎮 1965 — Shinji Mikami, Japanese game designer. 🎬 1965 — Viola Davis, American actress. 🕊️ DEATHS 🙏 1253 — Clare of Assisi, Italian Catholic saint. 👑 1259 — Möngke Khan, Mongol emperor. 📖 1464 — Nicholas of Cusa, German cardinal and mystic. 🔭 1578 — Pedro Nunes, Portuguese astronomer and mathematician. 🎨 1956 — Jackson Pollock, American artist. 🧬 1972 — Max Theiler, South African microbiologist. ⚗️ 1973 — Karl Ziegler, German chemist. 🎭 2021 — Paulo José, Brazilian actor, screenwriter and director. 🎉 DATES AND EVENTS 🌎 International: 📚 International Logosophy Day. 🇧🇷 Brazil: ⚖️ Lawyer's Day 🎓 Student's Day 🍽️ Waiter's Day 📺 Television Day 🎩 Hang-up Day 🏙️ It is also the anniversary of several Brazilian municipalities. ╔════════════════════════════╗ 💭 THEME OF THE DAY: TIME TRANSFORMS EVERYTHING. ╚════════════════════════════╝ 🌱 History teaches us that each generation leaves its mark on the world. May we leave ours today through good deeds, respect and courage. ✨ “We cannot change the past, but we can decide what we will do with the present.” 🙏 🌅 HAVE AN EXCELLENT DAY! $XRP