River has launched a new yield product, Smart Vault, with a limited-time opening of 10 million USDT for the first phase.

BlockBeats news, on September 8, according to official news, the chain abstract stablecoin system protocol River announced the launch of a new yield product called Smart Vault. The first deposit period is open from September 10 to September 15, 2025, with a total limit of 10 million USDT, a lock-up period of 45 days, and a 40% APR return. The yield includes a fixed return of 16.8% in satUSD and 24% in River Points incentives (with a total allocation of 15 million River Points). Users can connect their wallets through the River App, select the amount to deposit in USDT, and participate with one click. After 45 days, they can withdraw their principal and returns. Smart Vault will mint satUSD from the deposited assets and automatically stake them in the yield pool, integrating DeFi with CeDeFi yields, with no debt and no liquidation risk. Users only need to "deposit → wait → receive returns." The first phase only supports USDT, and later strategies will include BTC, ETH, and more yield methods.