CoconutWaterBoy

I have been observing the USD/MXN dynamics over the past few years, and honestly, the behavior of this pair has been fascinating. The dollar has shown remarkable strength against the Mexican peso, and there are very concrete reasons behind this that are worth understanding.
The question many ask is how much the dollar will rise against the peso in the coming months. Well, the answer depends on several factors that are at play simultaneously. The first thing to consider is the growth gap between the two countries. The United States maintains a more robust growth, around 2%, while Mexico barely

I just reviewed a topic that I believe many beginner investors don't fully understand: the net book value of stocks. People constantly confuse this with the face value, but they are quite different things.
Essentially, the net book value is what remains when you subtract liabilities from assets of a company and divide by the number of shares. That is, how much real equity the company has per share. Some also call it book value, and it is the basis of value investing, the style of investing that seeks to find companies that the market is undervaluing.
The key difference with the face value is t

I recently reviewed my notes from early 2024, and I was surprised by how accurate some of the 2024 stock market forecasts we made at the time were. I remember analyzing in detail the stock markets of New York, Frankfurt, Shanghai, and Tokyo, expecting very different moves in each.
What’s interesting is that the Western markets did enter a correction as we had anticipated. The NYSE faced significant pressure during January and February, with that 17,000-point ceiling being a real obstacle. Frankfurt also had its moment of technical weakness, although the energy crisis that hit Europe in 2022 wa

I was just reading about ETFs and honestly I think it's one of those financial instruments that many people underestimate. Let me share what I learned because, truthfully, it changed my perspective a bit on how to invest.
Basically, an ETF (Exchange-Traded Fund) is like combining the best of two worlds: you have the liquidity and real-time trading of a stock, but with all the diversification that an investment fund provides. Instead of buying 50 different stocks, you buy a single ETF that already contains those 50 companies. Clever, right?
What I liked most is that ETFs trade throughout the st

Recently, I started thinking about something that many traders overlook: before investing real money in the market, you should really practice. And I don’t mean reading blogs all day, but using tools that let you simulate real trades without risk. The difference between a traditional stock market simulator and a broker’s demo account is more important than it seems.
Look, stock simulators are basically educational programs. They are designed by platforms focused on financial education, and their goal is for you to feel what it's like to trade without risking your money. Then there are demo acc

I've been noticing quite a bit of movement in the Australian dollar to euro exchange lately, and I think it's worth sharing some observations I've made while trading this pair.
Many novice traders don't even know about AUD/EUR, but the truth is it's a pretty interesting pair. Technically, it's a minor pair because it doesn't include the US dollar, but it has decent liquidity thanks to strong trade between Australia and Europe. What I like is that it respects technical analysis like any other pair.
First, a bit of context. The Australian dollar became Australia's official currency in 1966, and

Recently, someone asked me why interest rates are so important when investing in cryptocurrencies. The answer is simple: interest rates move all types of markets, including crypto. So let's break it down.
Essentially, interest rates are the price you pay for borrowing money. A debtor pays a creditor for the privilege of using their money temporarily. It sounds basic, but this is where everything connects.
There are several levels of rates. The central bank (ECB, FED, etc.) sets the official rate, which is like the floor of the entire economy. Then there are interbank rates like EURIBOR in Euro

Recently, someone asked me what exactly rollover is and why it matters for their forex trades. It turns out it's one of those concepts that many traders ignore until they see an unexpected charge in their account.
Basically, rollover is the extension of a position beyond a trading session. When you hold a currency pair overnight, you're doing a rollover. It's also called a swap in some contexts. It sounds complicated, but it actually works like this: each currency has its own annual interest rate. When you trade with leverage, your broker lends you money in one currency so you can trade the ot

Recently, I was reviewing trends in the energy sector and I was surprised to see how much the renewable landscape has evolved. Investments in solar energy have grown almost exponentially over the past decade, and honestly, there are very solid reasons for it to continue this way.
First, the context: renewable energies now account for more than one-third of global financial assets. That’s not insignificant. And the most interesting thing is that historically, they have outperformed traditional funds while reducing volatility. Experts predict that in the next 30 years, more than two-thirds of gl

Recently, I was looking for apps to invest and make money without putting in a lot of upfront cash, and I came across this that I think is worth sharing. It turns out there are several platforms that let you start with ridiculously low deposits, like just $20 or $50.
The one that caught my attention the most is MiTrade because you can literally open an account with $20 USD. The interface is clean, no unnecessary buttons, and it has integrated TradingView charts. Perfect if you're new to this. Then there's AvaTrade if you already have experience and want more leverage, or XM if you like MetaTra

Recently, I was reviewing how financial entities actually assess a company's health, and I discovered that everything revolves around a metric that many investors overlook: the guarantee or solvency ratio. This is one of those numbers that tells you whether a company can breathe in the long term, not just in the short term.
The difference with other ratios is important. While the liquidity ratio focuses on whether the company can pay in the next 12 months, the guarantee ratio broadens the full view. Here we are asking: does this company have enough assets to cover all its debt, regardless of w

I’ve been in Forex for years, and I swear that the very first thing I would’ve wanted to understand well is what a lot size is in trading. It’s not complicated, but it’s fundamental. So I’m going to try to explain it in the clearest way possible.
Basically, lot size in trading is the unit of measurement we use to standardize currency trades. Imagine that instead of lots, we had to manually write in every order something like “three hundred twenty-seven thousand eight hundred twelve euros in EUR/USD.” It would be chaos. That’s why the lot exists: it’s simply a pre-set package of units of the ba

Looking back, 2024 was quite an interesting year for those who knew exactly where to put their money. At the beginning of that year, the markets were in full recovery, and everyone was talking about which would be the best stocks of 2024. I myself was analyzing which companies were truly worth following.
Alphabet was one of those that definitely caught attention. The company grew 58% year over year, and its AI positioning with Gemini was virtually inevitable. What impressed me most was how it maintained a free cash flow of over $77 billion while expanding its ecosystem. Google, YouTube, Androi

A few years ago, 2022 was that pivotal moment when inflation spiraled out of control in Europe and the United States. Central banks had no choice but to aggressively raise interest rates, a scenario we hadn't seen in decades. And with that came an interesting economic discussion: what does deflated mean and why does it matter for our wallets.
Deflation adjustment is basically a correction made by economists to compare real data over time, removing the noise caused by inflation. Imagine your salary increases by 5%, but inflation also rises by 5%. In nominal numbers, it looks like you earned mor

Recently, I was reviewing my portfolio and realized something that many novice investors overlook: not all stocks are the same. Seriously, the difference in what you invest in can completely change your financial strategy.
Most people only think about common stocks, but it turns out there’s a whole world of preferred shareholders that play by very different rules. And honestly, depending on where you are in your financial life, one or the other type might be exactly what you need.
Let’s first see what makes common stocks so popular. They are the classic type everyone knows: you buy a piece of

I’ve noticed for some time that many novice investors confuse shares and participations as if they were the same thing. The truth is that there are quite significant differences between the two, and it’s not the same to buy one as it is to buy the other. I’m going to try to clarify this, because it’s fundamental to understand what you’re truly purchasing.
Let’s start with the basics. Shares are portions of a company’s share capital, issued only by Sociedades Anónimas. When you are a shareholder, you literally own a portion of that company. This gives you real rights: you receive dividends when

I've been in trading for years, and every time someone asks me where to start, I always tell them the same thing: before investing real money, practice on a demo account. It's not the same to read about investing as to feel your heart race when you open your first position, even if it's with virtual money.
The thing is, many people confuse stock market simulators with demo accounts, and the truth is they are not exactly the same. Simulators are mostly educational tools created by specialized financial training companies. They allow you to practice but in a more basic way. Broker demo accounts,

Recently, I was looking for platforms to start trading without putting in a lot of money, and honestly, there are more options than I thought. Turns out, you no longer need to be a millionaire to get into this. I found several apps that work pretty well for people who want to invest with little capital.
The one that caught my attention the most was MiTrade, honestly. You can start with just $20, and the interface is clean, no unnecessary clutter. It integrates TradingView charts, so you get decent technical analysis without hassle. Then there's AvaTrade, which is more for those who already kno

I just realized that there are apps for trading with tiny deposits, like $5 or $20. I spent years thinking I needed thousands to get started, and it turns out that wasn’t the case. I found several options: some are geared toward beginners with super clean interfaces, others have brutal leverage if you know what you're doing, and then there are those that let you copy trades from more experienced traders. The interesting part is that most of these trading apps offer demo accounts, so you can practice without risking anything. Each one has its focus: some are more for quick trading with CFDs, ot