Teucrium CEO Sal Gilbertie predicts that if Ripple obtains a banking license, its holdings of approximately 40 billion XRP could rank among the world's largest banks. He points out that at approximately $3 per XRP, these reserves would significantly enhance Ripple's valuation. Meanwhile, Ripple is undergoing final review for a national trust bank license from the U.S. Office of the Comptroller of the Currency (OCC). Additionally, the convergence of cryptocurrency and traditional finance continues to deepen, with Mastercard's inclusion of Ripple in its cryptocurrency partnership program serving as an example.