In the world of cryptocurrency, a bold prediction has sparked widespread discussion. Well-known supporter Coach JV, who has been deeply involved in the XRP community for five years, recently stated that by 2030, XRP could surpass Bitcoin and Ethereum to become the largest cryptocurrency in the world. This viewpoint has garnered significant attention in the market.

Looking back at the development of XRP, it faced a severe market blow when it encountered the SEC lawsuit in December 2020. However, it was during this downturn that Coach JV went against the trend and purchased 1 million XRP at a price of $0.25. This decision has now brought him considerable returns, with profits of about $3 million not only covering family expenses but also providing strong evidence of his investment insight.

Coach JV has two main reasons for being optimistic about the future of XRP: first, the practicality of XRP is significantly improving. After Ripple won the lawsuit, more than 200 banks and payment institutions have begun using the XRP system, with daily cross-border settlement volume exceeding $500 million, demonstrating strong actual demand. Secondly, Ripple plans to launch "XRP Bank" services in 2025, focusing on fast and low-cost cross-border remittances, which may further drive the application and demand for XRP.

However, XRP still faces huge challenges in surpassing Bitcoin. Currently, the market capitalization of XRP is about 178.5 billion dollars, while Bitcoin's market capitalization reaches as high as 2.2 trillion dollars. For XRP to achieve this, it needs to grow at least 12 times. The realization of this goal will depend on multiple factors, including the evolution of the global financial system, changes in the regulatory environment, and advancements in technological innovation.

Despite the challenging prospects, XRP's unique positioning in the cross-border payment sector and its expanding application scenarios indeed provide ample space for its future development. Over time, significant changes may occur in the cryptocurrency market landscape, and whether XRP can reach the top by 2030 remains a topic worth关注. Regardless of the outcome, XRP's development trajectory will demonstrate how encryption can integrate into and transform the global financial system.