In the current global financial environment, traditional investment concepts are undergoing significant changes. The cash holding strategy that was once considered king now seems inadequate. With the changes in the global economic landscape, investors need to reassess their asset allocation plans.

In recent years, the rise of digital financial platforms has brought new opportunities for investors. These platforms not only make it easier for global investors to access the U.S. stock and bond markets but also pave the way for the digitization of assets in the future. In this trend, some innovative fintech companies are playing an increasingly important role, and they may become core components of future financial infrastructure.

Faced with ongoing inflationary pressures, more and more investors are turning to assets that can outperform fiat currencies in the long run. In this context, cryptocurrencies like Bitcoin and Ethereum, as well as gold and certain leading U.S. stocks, have become popular investment choices. This investment philosophy reflects a challenge to the traditional monetary system, while also demonstrating confidence in emerging asset classes.

However, it is worth noting that this investment strategy is not without risks. The high volatility of the cryptocurrency market, the uncertainty of the regulatory environment, and the complex changes in the global economic situation all require investors to remain cautious and flexible. At the same time, reliance on emerging fintech platforms also needs careful evaluation, as this field is still evolving and improving.

Overall, in this ever-changing financial world, investors need to continually learn and adapt. While cash may no longer be the optimal choice, it is still important to remain rational and vigilant when selecting alternative assets. The future investment landscape may become more diversified, and only those investors who can flexibly respond to this environment will be able to truly seize the opportunities presented by the times.