Recently, a major news announcement has attracted widespread attention in the financial sector. According to reliable sources, the U.S. government is considering allowing 401(k) pension plans to invest in Crypto Assets. This potential policy change could bring approximately $12.5 trillion in new funding to the Crypto Assets market.

Analysts point out that if this policy is implemented, the main beneficiaries are likely to be mainstream Crypto Assets such as Bitcoin (BTC) and Ethereum (ETH). These large Crypto Assets, due to their relatively stable market position and higher liquidity, are more likely to attract the favor of institutional investors such as pensions. In contrast, small Crypto Assets or so-called 'altcoins' may struggle to benefit from this wave of funding.

This trend is quite similar to the situation in the U.S. stock market in recent years. Just as investors tend to concentrate their funds in the stocks of tech giants like Apple and Tesla, the Crypto Assets market may also see a phenomenon where funds concentrate in top coins.

Experts have stated that this change in capital flow may further reduce the liquidity of small-cap Crypto Assets. As the market matures, investors seem to prefer well-known, large-cap Crypto Assets, which could reshape the entire Crypto Assets ecosystem.

However, there are voices reminding investors that although the news of pension funds investing in Crypto Assets is exciting, caution is still necessary. The high volatility of the Crypto Assets market and regulatory uncertainty remain important factors to consider. Investors should fully understand the related risks and conduct in-depth research and analysis before making any decisions.