The second half of stablecoins seems to be opening a whole new narrative (long article, recommended for collection)

From registering JCOIN on JD to the Korean Kaia chain @KaiaChain promoting the Korean won stablecoin, stablecoins are evolving from "USD overflow tools" to "localized value systems" with connections to U.S. Treasury bonds and central bank endorsement.

First, let's clarify the three major trends:
1️⃣ Sovereign Endorsement × Enterprise Participation:
JCOIN is backed by JD Digital and UnionPay Clearing, representing Chinese capital's attempt to explore Web3; the Kaia chain is led by a South Korean telecom giant, combining the issuance of a Korean won stablecoin, targeting the #RWA scenario.

2️⃣ Localization + Compliance + Currencyization:
The US dollar stablecoin dominates globally, but China, Japan, and South Korea are starting to create local currency-pegged stablecoins to gradually reduce their reliance on USDT/USDC.

3️⃣ Stablecoins as the Foundation of Future Finance: Stablecoins are not only used for transfers and settlements; they will be the core underlying layer for on-chain real assets, cross-border clearing, and blockchain transformation platforms in the future. Whoever masters stablecoins holds the "gateway" to the next generation of financial settlement.

The specific examples are very vivid:

1) JD wants to create its own chain + stablecoin ecosystem with JCOIN.

2) The Korea Kaia Stablecoin Alliance will pilot the Korean won stablecoin in 2024, with CBDC backing for settlement.

3) Hong Kong "dual-layer issuance + regulated stablecoin", bridging traditional finance and the crypto world.

4) USDT/USDC in the United States remains dominant, and regulatory trends will determine the global direction.

In the coming years, everyone can expect:

👉 Scene Transition:
From on-chain arbitrage and DApp settlement, upgrading to real money scenarios such as e-commerce payments, cross-border trade, and retail payments.

👉 Currency Diversification:
Not only the USD stablecoin, but also $KRW, $HKD, and even ¥CNY shadow coins will be unveiled successively.

👉 Platform chains + stablecoins are standard configurations: combinations like Base + USDC and JD Chain + JCOIN.

👉 Regulatory convergence:
Global stablecoin policies will gradually unify, forming clear tiered regulation, and compliance is a necessary path.

⬇️ What opportunities do retail investors have?
1) Layout 'original assets' as early as possible:
For example, JD JCOIN chain, Kaia chain, Solana chain, etc.

2) Participate in airdrops/testnets:
Compliance stablecoin, testing activities of settlement agreements, boosting liquidity, participating in governance

3) Start using on-chain payments:
Services like Kado, Helio, and Stripe crypto pay can help you save on fees and increase profits.