The Central Bank of China, Tencent, and JD.com jointly warn: fake stablecoins are rampant! 4 tips to identify high-interest traps.

Recently, a wave of fraudulent projects branded as "Central Bank stablecoins" and "national strategy" has been rampant on Chinese social media platforms, even using AI-generated fake videos to impersonate well-known entrepreneurs. China's Central Bank, Tencent, JD.com, and others have urgently spoken out, clearly stating that they have never issued or authorized any "stablecoin". Experts warn: this is the latest type of stablecoin eyewash in 2025, and investors must remain vigilant.

Fake stablecoin uses "Central Bank endorsement" to scam

From WeChat groups to Moments, there has been a recent surge of promotional phrases such as "Central Bank stablecoin internal testing" and "JD stablecoin promotion giving coins". Scammers piece together phrases like "national strategy", "digital RMB", and "backed by major companies", and then use AI to synthesize fake speech videos of figures like Liu Qiangdong and Jack Ma, creating the illusion of official authorization.

In fact, the Central Bank of China and several large technology companies have repeatedly clarified: they have never issued or authorized any stablecoin projects.

Four Major Tricks Exposed "High-Interest Trap"

Noun packaging: Using high-end terms like "Central", "Finance", "Digital RMB" to confuse investors, especially the middle-aged and elderly groups.

Yield Visualization: Account balance increases daily, daily interest of 1%, compound interest, promotion returns U, seemingly a sure profit with no loss, but withdrawals can never be completed.

USDT transfer bypassing regulation: users are required to exchange RMB for USDT and transfer it to a designated wallet. Once the funds are on the blockchain, it is extremely difficult to trace the money.

Referral strategy: Using "upgrade the team leader to give away luxury cars" as bait, encouraging investors to mobilize friends and family to join, ultimately leading to everyone being harmed.

Identify fake stablecoins in 3 seconds

True stablecoin:

1. Issued by licensed institutions

2. Monthly audits and reserve transparency (such as USDT, USDC)

3. No commitment to high returns.

Fake stablecoin:

1. The white paper is hollow, with no audit report or contract address;

2. Request to transfer funds to a personal wallet or a stranger OTC merchant;

3. Using AI-generated fake videos to impersonate celebrities for endorsements;

4. Promoting "capital preservation with high interest" and "guaranteed profit without loss", yet not disclosing the use of funds.

The Correct Use of Stablecoin

A true stablecoin is a medium of exchange with stable value, not a tool for getting rich quickly. Common uses include:

Intermediate coin in trading: exchanging digital assets on a compliant trading platform;

Cross-border payment: For example, some foreign trade merchants use USDT for receiving payments, saving on international remittance fees.

Any project that claims to be a "domestic stablecoin," "internal testing promotion," or "referral bonus for coins" is almost always eyewash.

Prevention Guide: Protect Your Wallet

The right to mint coins belongs to the state and will not be authorized to individuals or apps;

Install the "National Anti-Fraud Center" APP to verify the authenticity of items.

If someone in the group chat shows "Daily Arrival U", immediately delete and stay away;

Remind parents and elders, as they are the most targeted demographic by scammers.

Conclusion

In 2025, stablecoins are a real trend, but trend ≠ shortcut to wealth. When a so-called "stablecoin" starts promising high returns, it is no longer stable, leaving only "coin" — the coin of swindlers. When encountering such projects, decisively refuse and cut losses in time; this is the only correct answer to protect assets.