Roam and PolyFlow jointly expand PayFi application scenarios, covering the world's largest open wireless network.

At the intersection of Decentralization wireless networks and digital finance, the PayFi innovative protocol PolyFlow has announced a strategic partnership with Roam, the world's largest Decentralization wireless network. This collaboration will integrate PolyFlow's PayFi infrastructure into Roam's global free wireless network, enabling over 2 million users in more than 190 countries to achieve seamless value transfer.

The transformation of the financial system from the evolution of communication technology.

Every leap in communication technology profoundly impacts the financial system. From the Morse code of the 19th century to today's blockchain-based value transfer networks, the enhancement of information transmission speed and security continuously reshapes payment methods. Roam's Decentralization infrastructure provides a new stage for financial innovation, making instant, borderless payments a reality.

Roam aims to create a global open wireless network that provides free, seamless, and secure connections for humans and smart devices, allowing both fixed and mobile devices to connect. By building a credential infrastructure through blockchain technology, Roam has successfully promoted WiFi OpenRoaming in small and medium-sized enterprises. Currently, Roam supports over 2 million nodes in 190 countries worldwide, with 2,349,778 application users, and an average of 500,000 network verification activities per day, making it the largest decentralized wireless network in the world. In addition, Roam users can also obtain free eSIM data while building and verifying WiFi nodes, leveraging the vast commercial model of the internet to further solidify their position as a wireless operator.

Information transmission efficiency: Breaking the barriers of time and space in payment.

The earliest telegraph technology opened up the value transmission across time and space. In 1858, the opening of the Atlantic cable reduced bank remittance time from weeks to hours, breaking the time and space barriers of the financial market for the first time. The SWIFT system established in 1973 shortened the cross-border payment cycle from the traditional Telex's 3-5 days to T+1, and built the infrastructure for modern cross-border payments by processing an average of 42 million payment instructions daily. In the internet era, the real-time communication capability of the TCP/IP protocol further compressed the completion time of electronic payments to the millisecond level.

Blockchain technology replaces the centralized communication architecture of traditional finance with a peer-to-peer (P2P) communication network, establishing a value transfer channel that does not require intermediaries. Compared to the centralized message exchange system used by SWIFT, this method enhances communication efficiency by hundreds of times. Roam builds a bridge for blockchain networks by integrating WiFi networks with eSIM. With the PayFi infrastructure provided by PolyFlow, assets and value on the blockchain can be transmitted in real-time like information on the internet. Whether it is overseas remittance or large-scale international trade payments, PolyFlow's payment solutions can be realized through the Roam network, greatly improving the efficiency of global value circulation.

Connecting the boundaries of expansion: Building the peripheral nerves of inclusive finance

Mobile communication technology has enabled payment nodes to be spread across every corner of the globe. For example, SMS payments in the 2G era sparked a financial inclusion revolution in Africa, with Ethio Telecom's HelloCash promoting financial services in areas with less than 40% base station coverage through USSD channels. Similarly, PolyFlow's global network built through Roam allows anyone with internet access to enjoy bank-level financial services, whether in the Amazon rainforest or the heart of Africa, truly achieving financial inclusivity and equality.

In addition to expanding geographical boundaries, Roam and PolyFlow are connecting silicon-based civilizations. Internet of Things (IoT) communication technologies are creating entirely new payment scenarios. For example, ENEL's smart meters in Italy use NB-IoT to automate meter reading and billing; Lawson convenience stores in Japan rely on LoRaWAN-connected vending machines to complete 2 million unmanned payments per month. In addition, the 5G network's ultra-low latency of 1 millisecond and the ability to support millions of device connections make the automatic charging and billing enabled by Tesla's V2X communication a reality. In the future, with the rise of AI agents, the interaction between AI agents and between AI agents and people will need to be supported by the Roam network, and these economic activities will be settled by PolyFlow.

Reconstructing the trust mechanism: establishing trust in a trustless environment

The Bitcoin white paper depicts a world without trusted intermediaries, where cryptography and code form the basis of "trust." However, when the idealized world of cryptocurrency intersects with the real world, compromise is not the only option; we need to rethink how to reconstruct trust mechanisms on-chain.

PolyFlow provides Roam users with a dedicated PID (Payment Identity), which can bind multiple KYC certified addresses, allowing users to enter the payment process more conveniently. More importantly, whether for consumption through the PolyFlow payment gateway or recharging eSIM, this payment data will help the PID gradually build the user's credit profile.

A more concrete example is the PayFi + DePIN program. The credit of traditional RWA (Real World Assets) projects is usually limited to institutions, while PolyFlow breaks this limitation, allowing institutional credit to be passed on to the project's end users. Through PolyFlow, Roam users can obtain DePIN device loans, lowering the barriers to entry and enabling more people to actively participate in the construction of the Roam Decentralization global operator network.

With the reconstruction of the mechanism, financial services based on blockchain communication networks will continue to expand, and in the future, new forms combining communication and payment may emerge, such as a "Global Instant Settlement Network" or "AI Autonomous Financial Entities."

The future Network State needs to be built on the Roam network, and the economic activities within it require decentralized payment methods like PolyFlow to be realized.

About Roam

Roam is committed to creating a global open wireless network that provides free, seamless, and secure connectivity for humans and smart devices, both at rest and on the move. With a blockchain credential infrastructure, Roam has successfully promoted the adoption of WiFi OpenRoaming in small and medium-sized businesses. With 2 million+ nodes deployed in 200 countries and 2.3 million application users, Roam is the world's largest decentralized wireless network. In addition, Roam users can get free eSIM data while building and validating WiFi nodes, making Roam a leading case for large-scale adoption in the DePIN space.

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About PolyFlow

PolyFlow is an innovative PayFi protocol designed to connect real-world assets (RWA) with Decentralization Finance (DeFi). As the infrastructure layer of the PayFi network, PolyFlow integrates traditional payments, crypto payments, and DeFi in a decentralized manner, addressing real-world payment scenarios. PolyFlow offers compliant, secure, and seamless infrastructure to promote the development of new financial paradigms and industry standards.

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