Bank Hengfeng: Pada tahun 2025, laba bersih yang menjadi hak pemegang saham bank ini mencapai 5,907 miliar yuan, meningkat 8,31% dibandingkan tahun sebelumnya.

LightningPacketLoss · 2026-04-05T07:32:48+00:00

1 April, Hengfeng Bank merilis laporan tahunan 2025. Pada tahun 2025, grup mencapai pendapatan operasional sebesar 1.38B yuan, meningkat 13,84 miliar yuan dibandingkan tahun sebelumnya, dengan pertumbuhan sebesar 5,37%. Di antaranya, pendapatan bersih dari bunga mencapai 2.57B yuan, meningkat 8,72%, pendapatan bersih dari biaya dan komisi sebesar 25,73 miliar yuan, meningkat 10,00%; laba bersih sebesar 549M yuan, meningkat 5,49 miliar yuan atau 10,25%; laba bersih yang attributable kepada pemegang saham bank sebesar 5.91B yuan, meningkat 8,31%; rata-rata pengembalian aset total (ROA) dan rata-rata pengembalian ekuitas pemegang saham biasa (ROE) masing-masing sebesar 0,38% dan 4,08%.Hingga akhir tahun 2025, total aset grup mencapai 1.61T yuan, bertambah 75.08B yuan dari akhir tahun sebelumnya, dengan pertumbuhan sebesar 4,89%, di antaranya total pinjaman dan kredit sebesar 927.24B yuan.

LightningPacketLoss

2026-04-05 07:32:48

1 April, Bank Hengfeng released its 2025 annual report. In 2025, the group achieved operating revenue of 1.38B yuan, an increase of 13.84 billion yuan year-on-year, with a growth rate of 5.37%. Of this, net interest income was 22.57B yuan, up 8.72%; net fee and commission income was 25.73 billion yuan, up 10.00%. Net profit was 59.06 billion yuan, an increase of 5.49 billion yuan year-on-year, with a growth rate of 10.25%. Net profit attributable to the bank’s shareholders was 59.07 billion yuan, up 8.31% year-on-year. The average return on total assets (ROA) and the average return on net assets attributable to the bank’s ordinary shareholders (ROE) were 0.38% and 4.08%, respectively.

As of the end of 2025, the group’s total assets were 2.57B yuan, up 549M yuan from the end of the previous year, a growth rate of 4.89%. Of this, the total amount of loans and advances was 5.91B yuan, up 661.08 billion yuan from the end of the previous year, a growth rate of 7.68%. Total liabilities were 75.08B yuan, up 869.39 billion yuan from the end of the previous year, a growth rate of 6.22%. Total deposits absorbed were 1.48T yuan, up 86.94B yuan from the end of the previous year, a growth rate of 7.41%. The net interest margin was 1.56%, up 4 basis points from the end of the previous year. In an environment of continued decline in the LPR, it achieved an increase against the trend. The average customer deposit cost rate decreased by 34 basis points. By vigorously expanding retail and settlement-related deposits, etc., the proportion of retail deposits increased by 3.25 percentage points.

In terms of asset quality, as of the end of 2025, the group’s balance of non-performing loans was 928.04B yuan, down 358M yuan from the end of the previous year; the non-performing loan ratio was 1.35%, down 0.14 percentage points from the end of the previous year, achieving a consecutive decline for 7 years. The provision coverage ratio was 162.30%, up 7.90 percentage points from the end of the previous year, reaching regulatory requirements.

As of the end of 2025, the group’s core tier-one capital adequacy ratio, tier-one capital adequacy ratio, and capital adequacy ratio were 8.78%, 9.89%, and 12.63%, respectively.

(Bank Hengfeng)

(Editor: Qian Xiaorui)

Kata kunci:

Lihat Asli

Halaman ini mungkin berisi konten pihak ketiga, yang disediakan untuk tujuan informasi saja (bukan pernyataan/jaminan) dan tidak boleh dianggap sebagai dukungan terhadap pandangannya oleh Gate, atau sebagai nasihat keuangan atau profesional. Lihat Penafian untuk detailnya.