A survey by Ripple of over 1,000 U.S. financial industry leaders found that 72% of respondents believe offering cryptocurrency is essential for enhancing competitiveness, while stablecoins are viewed as the preferred use case for improving cash flow efficiency. In March of this year, the global stablecoin market cap surpassed $300 billion, with USDT and USDC leading the way. Interest in tokenization is growing increasingly strong, with banks and asset management companies working to improve relevant infrastructure, while 97% of respondents emphasize the importance of security certifications such as ISO for the industry's future development.