A former Ripple insider, William Sculley, believes that the next wave of institutional cryptocurrency investment will target yields rather than price appreciation, employing delta-neutral strategies commonly used by large hedge funds. He points out that in the $2 trillion cryptocurrency market, less than 5% of capital is deployed to pursue yields, presenting enormous investment opportunities. Sculley's proposed "institutional-grade DeFi" framework aims to bring institutional yield strategies on-chain and position XRP as a core collateral for products such as basis trading, potentially driving large-scale capital deployment regardless of market direction.