Major US mortgage lender Newrez is now accepting cryptocurrency holdings as part of its mortgage approval process. This represents a notable shift in how traditional financial institutions evaluate borrower assets and creditworthiness. Rather than dismissing digital assets outright, the lender is recognizing crypto portfolios as legitimate wealth components during underwriting. The move signals growing institutional acceptance of blockchain-based holdings in conventional lending frameworks. For crypto holders, this opens practical avenues to leverage digital asset positions for real-world financing needs without forced liquidation. As legacy finance continues adapting to digital asset reality, we're seeing incremental but meaningful integration points emerge across lending, credit assessment, and wealth management sectors.