Recently, the crypto assets exchange Gemini launched an XRP-themed credit card, sparking heated discussions among industry insiders. However, some analyses point out that this new card, apart from its design featuring the XRP logo, functions just like a regular Gemini credit card.

This credit card does not offer any innovations or advantages in terms of usage scenarios, reward mechanisms, or interest rates. Even more concerning is that it may inadvertently increase the security risks for cardholders. Due to the prominent display of XRP-related elements on the card, it may attract the attention of criminals, making cardholders potential targets for crime.

Industry experts suggest that when launching financial products with special themes, attention should not only be paid to the design but also to the innovation of actual functions and the assurance of user safety. They urge Gemini and other financial institutions to be more cautious when launching similar products and to consider the potential risks that may arise.

This event has also sparked discussions within the Crypto Assets community on how to balance the relationship between innovation, market promotion, and user safety. As Crypto Assets increasingly integrate into the traditional financial system, ensuring asset safety while attracting users will become an important issue facing the industry.