XRP Holder Seeking Financial Freedom: I am 32 Years Old, I Plan to Hold XRP for 8 Years

Bernice (@crypto__peach), a cryptocurrency investor on X, recently expressed her intention to hold XRP for eight years with the goal of achieving financial independence as she turns 40. At the age of 32, she has framed her plan as a direct question to the community, asking whether such a strategy can truly provide a means for early retirement. Her post combines personal ambition with a broader curiosity about the long-term potential of XRP, generating encouragement, skepticism, and practical advice from other users.

XRP Army Considering The post has received mixed reactions. One user shared that he retired at the age of 45 thanks to early investment in XRP. He also revealed that he is currently 49 years old. Another commenter noted that while it is possible to retire early with XRP, she will need to start accumulating as much as possible before the price increases. A community member cited an investment that began in 2017 to illustrate the effectiveness of early participation and persistence. He bought XRP in 2017 for $0.20 and has held this asset for 8 years. Currently, XRP is priced at $3, and analysts are predicting a strong price surge in the near future. However, some feedback shows skepticism, with some people believing that other tokens may help achieve the goal of early retirement, but XRP is not a great choice. The Strength and Recovery Ability of XRP XRP has shown strong momentum in 2025, holding above the $2 level despite downward pressure. This asset recently reached a new all-time high of $3.65. However, XRP still has a long way to go for Bernice's goal to become a reality. Factors that may drive this growth include wider adoption in cross-border payments, integration into organizational systems, and regulatory clarity that helps to enhance trust. Ripple and the SEC have recently concluded their legal battle, with the court approving their joint terms for dismissing the appeal. With the lawsuit over, XRP has a clearer path to achieve higher, more transparent goals compared to other assets in the market.