📢 Gate Square Exclusive: #WXTM Creative Contest# Is Now Live!
Celebrate CandyDrop Round 59 featuring MinoTari (WXTM) — compete for a 70,000 WXTM prize pool!
🎯 About MinoTari (WXTM)
Tari is a Rust-based blockchain protocol centered around digital assets.
It empowers creators to build new types of digital experiences and narratives.
With Tari, digitally scarce assets—like collectibles or in-game items—unlock new business opportunities for creators.
🎨 Event Period:
Aug 7, 2025, 09:00 – Aug 12, 2025, 16:00 (UTC)
📌 How to Participate:
Post original content on Gate Square related to WXTM or its
While the pension issue is hotly debated in China, the pension sector in the United States is also undergoing a transformation. Recently, a noteworthy executive order was signed, which could bring new investment options to the retirement accounts of American citizens' 401(k).
This initiative means that in the future, the 401(k) account may no longer be limited to traditional investments in stocks, bonds, and index funds. Instead, it is expected to expand to include alternative assets such as cryptocurrencies, private equity funds, and real estate. Although direct purchases of cryptocurrencies are not yet permitted, this undoubtedly opens a new door for future investment diversification.
The characteristics of the account 401(k) make it an ideal choice for long-term investment:
1. Strict withdrawal restrictions: Account holders cannot freely withdraw funds before the age of 59.5, or they will face penalties and taxes. This regulation naturally supports long-term investment strategies.
2. Stable capital inflow: The automatic deposit mechanism linked to salaries ensures a continuous and stable inflow of funds, like a steady stream.
3. Low-frequency trading: Unlike the hot money from frequent trading, the funds in the 401(k) account are often held in certain assets for a long period, possibly without adjustments for several years.
These features make the 401(k) account a unique investment tool, capable of gradually accumulating assets over the long term. If investing in cryptocurrency is indeed allowed in the future, this stable and long-term influx of funds could have a profound impact on the cryptocurrency market.
However, this potential change has also raised concerns about the safety of retirement savings. The high volatility of the cryptocurrency market seems at odds with traditional retirement investment concepts. Regulators and financial experts will need to carefully weigh the pros and cons to ensure that the pursuit of potential high returns does not excessively jeopardize retirees' financial security.
With further discussions and possible implementation of this policy, we may witness a significant shift in the investment strategies of American retirement funds. This could not only change the behavior of individual investors but also have a profound impact on the entire financial market landscape.