The European Central Bank has approved the launch of two initiatives for the integration of distributed ledger technology (DLT) into financial systems.



The goal is to stimulate innovation without compromising on security.

◾️ Pontes is a short-term project that will connect DLT platforms with the TARGET payment system. The pilot is scheduled for the third quarter of 2026.

◾️ Appia — a long-term initiative to explore global DLT solutions in the settlement sphere.

DLT can significantly reduce costs, lower risks, and accelerate payment processing — this is exactly what the ECB is betting on.
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