Les banques américaines remettent en question le rapport de la Maison Blanche sur le rendement des stablecoins

Mars Finance news, the US banking sector has questioned the stability coin yield report released by the White House, arguing that the report’s conclusions are based on incorrect issues. The White House Economic Advisory Council’s research report states that banning stablecoin yields has a negligible impact on bank loans, increasing only about 2.1 billion USD in loans. American Bankers Association Chief Economist Sayee Srinivasan and Vice President Yikai Wang said that the core policy concern is whether allowing stablecoins to generate yields will lead to deposit outflows, especially from community banks to large institutions, thereby increasing financing costs and reducing local loans. The American Bankers Association admits that the financial incentives of pursuing high-yield stablecoins will prompt households and businesses to move funds out of banks. Currently, the crypto and banking industries are negotiating with the Senate bill provisions, with banning stablecoin interest payments being a key point of contention.