專案進展

Pi Network 的 Protocol 20 协议更新引发加密社区的关注，激活了对其实用性的新讨论，同时市场对其全球共识价值的价格预测达到 $314159。这一技术升级的重要性和具体影响仍在被广泛分析。

Gate News 消息，3 月 20 日，Lido Earn 新增鏈上首損補償機制，以彌補極端情況下用戶可能遭受的損失。Lido DAO 已為此撥款 500 萬美元的財庫資金。當按市價計價的損失達到或超過 1% 時，專用協議儲備金將首先吸收損失，用戶存款不受影響。

Anchorage Digital announced on March 20 the expansion of the Atlas network, adding collateral management functionality to provide institutional clients with lending infrastructure backed by cryptocurrency, reducing operational and counterparty risks. Currently supporting nearly 600 institutions and processing hundreds of billions of dollars in settlements, it helps institutions efficiently manage crypto collateral and promotes the integration of crypto finance with the U.S. financial system.

Pi Network（PI）近期上漲，顯示出獲利回吐的趨勢正在減弱。Kraken和LBank被納入支持PI交易的官方中心化交易所，提升了流動性。鏈上數據顯示，CEX凈流入轉正，顯示持有者持有意願增強。技術分析顯示PI仍面臨阻力，但有反彈潛力，需突破50日均線及RSI上升以挑戰0.20美元的心理關口。

新創公司t54宣布其AI代理已可在XRP Ledger上使用XRP和RLUSD進行自主支付，首次實現AI代理與鏈上支付的集成。t54的x402協議能讓AI代理自主承接任務、鏈上驗證並按智能合約付款。Ripple的策略投資預示其在AI代理經濟中提前布局，可能推高XRP的需求，但成功與否仍需時間驗證。

開源 AI 代理工具 OpenClaw 在中國迅速流行，吸引各行各業用戶訓練個人代理以達成多樣化目的。儘管熱潮與政府推動 AI 政策相符，但也面臨成本上升和安全管制的雙重困境，導致用戶對其未來的發展產生擔憂。

這段文本已經是繁體中文，無需翻譯。以下是原文： Tether 正在加速將 USDT 引入比特幣閃電網絡，提升轉賬效率並拓展應用場景。此舉將穩定幣與比特幣結合，推動高效支付和跨鏈應用發展，預期提升加密支付系統的可用性，雖面臨市場競爭和技術挑戰。

世界黃金協會與波士頓顧問集團共同推出「黃金即服務」白皮書，旨在建立統一的開放平台框架，連結實體黃金與代幣化產品，以提升黃金在金融體系中的可用性和交易便利性。此框架具有標準化發行、高度透明性和改善流動性等六大功能，預計將加速機構投資者進入代幣化黃金市場。

韓國總統李在明質疑現行T+2交割制度效率，推動縮短結算周期及引入區塊鏈技術。區塊鏈可實現即時結算，消除對手風險，提升市場流動性。若韓國成功改革，或在亞洲市場獲得制度性優勢。

Gate News reported that on March 20, WLFI announced the launch of AgentPay SDK, an open-source payment toolkit for AI agents. The SDK is built on USD1, integrating self-hosted key management features and policy-based transaction authorization mechanisms, and is compatible with common AI development tools such as Claude Code, Codex, Cursor, and OpenClaw.

Figure 聯合創始人 Mike Cagney 宣布推出 Figure Forge 服務，旨在將區塊鏈原生貸款和其他 RWA 轉化為參與代幣。該服務將應用於 Democratized Prime DeFi 市場，並通過 Hastra 協議提供額外收益，支持由 Figure 提供資金的流動性限價訂單簿。

Monero核心开发者jeffro256在3月20日发布了第一季度开发计划，提案涵盖了钱包API变更、Carrot衍生账户支持、FCMP++压力测试网启动、与硬件钱包合作以及多签实现等方面的工作。

World Chain announces adoption of ERC-8183 standard, which supports smart agent commercial applications and was jointly released with the Ethereum Foundation team. ERC-8183 emphasizes escrow mechanisms for on-chain smart contracts, with task flows through four major states to ensure trustless transactions.

Gate News reports that as of March 20th, Aave V3 has experienced continuous rapid growth in market size since its launch on the Mantle mainnet on February 11th. Data shows that in the first week, the market size exceeded $400 million, in the second week it exceeded $550 million, and in the third week it exceeded $1 billion. To date, the total market size of Aave Mantle has exceeded $1.34 billion, making it the third-largest lending market on the Aave platform, and it continues to maintain its growth momentum.

以太坊基金會向去中心化借貸協議 Morpho 分配了 3,400 ETH，以增強其國庫策略。這包括 Morpho Vaults V2 中的 1,000 ETH，旨在實現可持續的 DeFi 收益，這是在去年 10 月部署 2,400 ETH 之後的行動。

Strive公司持有13,627.9枚比特幣，成為全球前十大比特幣儲備公司，但第四季虧損達3.936億美元，主要因比特幣價格下跌。為支持高配息策略，Strive購入低息的STRC，儘管產生1.25%的負利差，但有助於維持現金流，降低支付股息時需拋售比特幣的風險。目前股價已從高點回落至約10美元。

Gate News reports that on March 20, traditional financial institutions are accelerating their layout in the blockchain sector. JPMorgan has recently advanced its deposit token business, focusing on tokenized US dollar applications within regulatory compliance frameworks. Meanwhile, cryptocurrency project Pepeto is about to list on multiple exchanges.

Gate News 消息，3 月 20 日，Base Build 发布公告表示，为简化在 Base 上构建应用程序的流程，其将逐步淘汰 Base 链上工具包 OnchainKit。若用户仍在使用这些旧版工具，将有 60 天的时间迁移至替代方案。

Myriad platform announced the completion of seed round financing on March 20, with participating institutions including MoonPay Ventures and others, and individual investors including Tom Lee. Following the financing, Myriad Season 3 went live, with event contracts migrated to BNB Chain, liquidity model upgraded, and multiple new features added.