Banco de Construção alcançará um lucro líquido de 339,790 milhões de yuans em 2025, um aumento de 1,04% em relação ao ano anterior.

2026-03-29 03:36:37

Geração de resumo em curso

Beijing Business Daily News (Reporter Song Yitong) On March 27, the Construction Bank announced its operating performance for 2025. The data shows that as of the end of the reporting period, the bank achieved total assets of 45.63 trillion yuan; total liabilities of 41.95 trillion yuan; for the entire year of 2025, it achieved operating income of 740.871 billion yuan, a year-on-year increase of 1.69%, and net profit of 339.79 billion yuan, a year-on-year increase of 1.04%.

At the funding end, the balance of liabilities grew steadily. As of the end of the reporting period, deposits reached 30.84 trillion yuan, a year-on-year increase of 7.39%, with demand deposits accounting for over 40%, and the deposit interest rate at 1.32%, down 33 BPS. The contribution of personal deposits increased, with managed personal financial assets exceeding 23 trillion yuan. On the income side, the decline in net interest income narrowed quarter by quarter, and the proportion of non-interest income increased by 3.65 percentage points, with a 5.13% increase in net commission and fee income.

As of the end of the reporting period, the non-performing loan ratio of the Construction Bank decreased by 0.03 percentage points compared to the previous year, and the proportion of special mention loans decreased by 0.12 percentage points compared to the previous year.

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