Beijing reavalúa 12.2 mil millones de fondos de "agua viva" para potenciar a las pequeñas y microempresas

People’s Daily Online Beijing, April 8 (Reporter Li Bo) - In the first quarter of this year, Beijing Small and Medium Enterprise Financing Guarantee Co., Ltd. (referred to as “Beijing Guarantee”) added a new re-guarantee business scale of 12.2 billion yuan, a year-on-year increase of 47%. It served over 10,000 enterprises, injecting strong momentum into the high-quality development of the capital’s real economy.

“We adhere to the positioning of a government-backed financing re-guarantee institution, continuously optimize the business structure, and promote resources to tilt towards policy-oriented fields,” introduced a relevant person in charge of Beijing Guarantee. In the first quarter, Beijing Guarantee supported small and micro enterprises with a business scale of 11.706 billion yuan, accounting for 96% of its business. Among them, the business scale for small micro enterprises with a single loan of 5 million yuan or less was 8.694 billion yuan, accounting for 74%, further achieving precise support for small micro enterprises and “agriculture, rural areas, and farmers” entities.

In the first quarter of this year, Beijing Guarantee optimized the special re-guarantee business policy, accelerated direct reporting and connection with the national financing guarantee fund’s special business system, strengthened collaboration with local guarantee agencies, and promoted the implementation of the “Private Investment Special Guarantee Plan” in Beijing. As of the end of March, the new business scale reached 372 million yuan.

“We are the implementer of Beijing’s Private Investment Special Guarantee Plan and the connector of this policy. Beijing Guarantee aims to amplify policy dividends and empower the development of small and micro enterprises with financial ‘living water’,” said Yu Jing, General Manager and Spokesperson of Beijing Guarantee.

As a beneficiary of the Private Investment Special Guarantee Plan, a financial director of a certain image culture media company said, “We previously faced funding difficulties and applied for the private investment special guarantee with Beijing Guarantee’s partner guarantee institutions. Unexpectedly, it was resolved so quickly.”

Beijing Guarantee also adopted measures such as implementing fee reduction policies for the science and technology innovation guarantee plan and leading guarantee agencies to hold innovation product seminars, guiding partner guarantee institutions to increase support for science and technology innovation enterprises. For eligible science and technology innovation enterprises, the guarantee fee rate was reduced by more than 30%.

In the first quarter of this year, Beijing Guarantee supported various science and technology innovation enterprises with a scale of 2.643 billion yuan, benefiting 751 enterprises; among them, the scale of the science and technology innovation special business for the National Financing Guarantee Fund was 360 million yuan across 156 cases, with a registered scale growth of 130% compared to the same period in 2025.

Additionally, Beijing Guarantee coordinated with partner guarantee agencies to guide funds to support policy-incentivized fields such as manufacturing, green low-carbon, and rural revitalization. In the first quarter, the new insurance and guarantee business scale was 6.478 billion yuan, a year-on-year increase of 79%. Through multi-party risk-sharing mechanisms, it effectively improved the efficiency of financing guarantee services, guided more financial resources to inclusive fields, and contributed to the high-quality development of the real economy.

( Editor: Dong Zhaorui, Gao Xing )

【Source: People’s Daily Online - Beijing Channel】