Banco de Construcción logrará una ganancia neta de 3397.90 mil millones de yuanes en 2025, con un aumento interanual del 1.04%

NightAirdropper · 2026-03-29T03:36:37+00:00

El Banco de Construcción muestra que para 2025, el rendimiento operativo total alcanzó los 45.63 billones de yuanes, con un beneficio neto de 339.790 millones de yuanes, un aumento interanual del 1.04%. Los pasivos y los depósitos crecen de manera estable, la tasa de préstamos incobrables ha disminuido y la proporción de ingresos no por intereses ha aumentado.

NightAirdropper

2026-03-29 03:36:37

Generación de resúmenes en curso

Beijing Business News (Reporter Song Yitong) On March 27, China Construction Bank announced its operating performance for the year 2025. The data shows that by the end of the reporting period, the bank achieved total assets of 45.63 trillion yuan; total liabilities of 41.95 trillion yuan; for the entire year of 2025, it achieved operating income of 740.871 billion yuan, a year-on-year increase of 1.69%, and net profit of 339.79 billion yuan, a year-on-year increase of 1.04%.

On the funding side, the balance of liabilities steadily increased. By the end of the reporting period, deposits reached 30.84 trillion yuan, a year-on-year increase of 7.39%, with current deposits accounting for over 40%, and the deposit interest rate at 1.32%, a decrease of 33 BPS. The contribution of personal deposits has increased, and the management of personal customer financial assets exceeded 23 trillion yuan. On the income side, the decline in net interest income has narrowed quarter by quarter, and the proportion of non-interest income increased by 3.65 percentage points, with net income from fees and commissions increasing by 5.13%.

By the end of the reporting period, China Construction Bank’s non-performing loan ratio decreased by 0.03 percentage points compared to the previous year, and the proportion of special mention loans decreased by 0.12 percentage points compared to the previous year.

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