El Banco Rural de Renda de Riqueza de Ruifeng alcanzará en 2025 un beneficio neto atribuible a los accionistas de 1,966 millones de yuanes, con un crecimiento del 2.30%.

Beijing Business News (Reporter Song Yitong) On March 26, Ruifeng Rural Commercial Bank released its annual report for 2025. The data showed that as of the end of the reporting period, the bank’s total assets were 2414.95 billion yuan, an increase of 209.92 billion yuan from the beginning of the year, a growth rate of 9.52%; the balance of various deposits was 1780.99 billion yuan, an increase of 154.08 billion yuan from the beginning of the year, a growth rate of 9.47%; the balance of various loans was 1412.06 billion yuan, an increase of 102.46 billion yuan from the beginning of the year, a growth rate of 7.82%.

In terms of asset quality, as of the end of the reporting period, Ruifeng Rural Commercial Bank’s non-performing loan ratio was 0.99%, an increase of 0.02 percentage points from the beginning of the year; the provision coverage ratio was 326.51%, an increase of 5.64 percentage points from the beginning of the year; the provision to loan ratio was 3.23%, an increase of 0.13 percentage points from the beginning of the year.

During the reporting period, Ruifeng Rural Commercial Bank achieved an operating income of 44.08 billion yuan, an increase of 0.53% from the previous year; it achieved a net profit attributable to shareholders of listed companies of 19.66 billion yuan, an increase of 2.30% from the previous year. The net interest margin was 1.50%, unchanged from the previous year; the deposit interest rate was 1.83%, a decrease of 37 basis points from the previous year.